Post Employment Benefits

[Hillary pays minimum wage]

Allow employees to continue their insurance for up to 18 months after leaving a job for the following reasons. Companies who do not provide this opportunity will not be eligible for tax deductions for offering their employees health insurance.
 
1. Death of a family member employed by a company continues coverage for 36 months.
 
2. If an employee loses eligibility for coverage due to voluntary or involuntary termination or a reduction in hours as a result of resignation, discharge other than gross misconduct, layoff, strike or lockout, medical leave, or slowdown in business operations, then coverage continues for 18 months.
 
3. In the case of a divorce or legal separation that terminates the ex-spouse's eligibility for benefits, coverage continues for 36 months.
 
4.  If a dependent reaches the age at which he or she is no longer covered, then coverage continues for 18 months.
 
5. Coverage continues for 29 months if an individual is deemed disabled by the social security administration. 
 
 
Post Employment Options:
 
1. Employees must continue to pay the equivalent of what they and their employer were paying plus a 2% administrative fee.
 
2. Coverage doesn't continue if an employer drops coverage for their employees or goes out of business.
 
3. Employees and dependents may choose a lesser form of coverage during or after leaving employment.
 
4. Employees who fail to make timely payments on premiums may lose coverage.
 
5.  Employers are required to inform employees and dependents upon loss of coverage, in writing, by at least fifteen days before the coverage ceases.