Should universal default be illegal?

[I spent the winter writing songs about getting better]

This is a practice where if someone who has multiple credit cards misses a payment on one, the other companies increase their interest rates on them.

It's basically a form of predatory lending, and Keith Ellison has sponsored a bill to ban it, that I support.

[I spent the winter writing songs about getting better]

That's why I have a debit card, which I use far more often. I only use my credit card for large purchases I don't have the money for and need to get done, which mostly means car repairs. Unfortunately this alone has driven up quite the debt, with one in particular costing $1300. I still make my payments all the time though, but I often have to "cheat", by charging my rent to my credit card, and then making a payment for the amount of my rent if the monthly min. payment is too high.