Supreme Court and the Individual Health Insurance Mandate

[🐒Gods of Prosperity🔱🐲💸]

C-SPAN has audio here with pictures of the people who are talking.

[🐒Gods of Prosperity🔱🐲💸]

If the government is so committed to making people buy into the private health insurance market, why not voucherize medicare and medicaid?

[🐒Gods of Prosperity🔱🐲💸]

(Sorry posted this in the wrong thread.)

Alright my question now is, what does "denying coverage mean."

If you are someone who has had back problems or diabetes, what is an insurance company allowed to do in 2014?

1) Give you coverage, but not for back/diabetes related problems.
2) Give you coverage for the ailments, but charge more.
3) Cover the ailments at the same price as everyone else.
4) Something else?

If number #3, is someone allowed to get health insurance at the same cost as everyone else right (provided they paid the tax) after being diagnosed with a terminal or highly deadly disease?

I think they are not supposed to discriminate at all based on prior health - same rate and guaranteed issue. I don't know if the insurance companies can charge differently based on age or other factors, or if it's supposed to just be one flat rate for everyone. I imagine people without preexisting conditions will see their insurance premiums rise to balance it out.

[🐒Gods of Prosperity🔱🐲💸]

I was reading today that premiums for those aged 18-34 will rise the most, with modest increase for those from 35-55....didn't mention anything about those older though. There is certainly a cross subsidy from the young to the old but I think it is necessary to keep the system afloat. Also prices need to be reduced overall somehow....

So the community rating isn't modified for age?  In that case, there's no telling whether young people with pre-existing conditions will end up paying more or less than they are now. Well done, Congress.