Welcome, Guest. Please login or register.
Did you miss your activation email?
March 06, 2015, 08:45:45 pm
HomePredMockPollEVCalcAFEWIKIHelpLogin Register
News: Atlas Hardware Upgrade complete October 13, 2013.

  Show Posts
Pages: [1] 2 3 4 5 6 ... 504
1  Forum Community / Forum Community / Re: Are you on the same cell phone plan as your parents? on: Today at 02:21:02 pm
No, I do have a shared plan with my sister which we got in 2003 when we were both in college
2  General Politics / U.S. General Discussion / Re: AL Supreme Court orders probate judges not to license same sex marriages on: March 04, 2015, 12:43:05 pm
Thank God a state court is fighting back against this nonsense.

And what nonsense is that?
3  General Politics / U.S. General Discussion / Re: Ben Carson: Prison makes people go gay on: March 04, 2015, 11:21:16 am
4  Forum Community / Forum Community / Re: Update Season XXI: "Scientific Facts Are Not Hard And Fast Rules." on: March 03, 2015, 03:21:07 pm
The funny things are:

1-Bushie's credit report is no doubt garbage and
2-Unlike many people with bad credit, most of it is primarily his fault.

Bushie isn't like the people with sob stories about being foreclosed in 2008 after being laid off during the worst of the recession or people who had to declare bankruptcy after massive medical bills, his credit black marks are all due to him not being able to hold a job for more than a few months and awful decision making on top of that. Take the short sale of his house, which could've been completely avoided had he never bought the house that he never needed in the first place. So if they still hire after the credit check, I wonder what they are looking for. Granted I know it's common that the only employers who tend to care a lot about credit score are financial industry ones but then you wonder why this one is checking in the first place.

Actually, I just checked my credit score a couple of weeks ago and I'm sitting pretty good.  It's by no means glamorous, but it is not garbage, either.  The worst problem I have is a nearly maxed out credit card.  The short sale on the house doesn't even show up, so my realtor was right, it must have dropped off my credit after a year or so, which would have been last August.  I don't care to release the actual score here, naturally, but it's not that bad.  It could use some improvement, but I would be able to sign for a major purchase like furniture or a car without needing a cosigner.

Bushie, a short-sale will still show up on the Credit Report.  What you looked at is a Consumer report which takes less into consideration than a full report.

A full credit report has three bureau's and goes back much further in time, the short-sale absolutely will show up when you look for a car, try to buy a home, etc, as banks get a much fuller picture when they pull credit than you do through a consumer report.

We had this discussion back in 2013, we're not going to go over it again.

Bushie, I'm a loan officer at a mortgage company, I know how these things work....

you arent in charge.  god is!


LOL, seriously though I don't fault Bushie for not actually knowing.  There are a ton of misconceptions when it comes down to credit, some of which I had myself before working in the mortgage industry and dealing with credit on a daily basis.  There have been numerous times where a client of mine thought their credit was different than reality due to tither their own misconceptions about credit, using a consumer credit report or both.
5  Forum Community / Forum Community / Re: Update Season XXI: "Scientific Facts Are Not Hard And Fast Rules." on: March 03, 2015, 12:01:37 pm
The funny things are:

1-Bushie's credit report is no doubt garbage and
2-Unlike many people with bad credit, most of it is primarily his fault.

Bushie isn't like the people with sob stories about being foreclosed in 2008 after being laid off during the worst of the recession or people who had to declare bankruptcy after massive medical bills, his credit black marks are all due to him not being able to hold a job for more than a few months and awful decision making on top of that. Take the short sale of his house, which could've been completely avoided had he never bought the house that he never needed in the first place. So if they still hire after the credit check, I wonder what they are looking for. Granted I know it's common that the only employers who tend to care a lot about credit score are financial industry ones but then you wonder why this one is checking in the first place.

Actually, I just checked my credit score a couple of weeks ago and I'm sitting pretty good.  It's by no means glamorous, but it is not garbage, either.  The worst problem I have is a nearly maxed out credit card.  The short sale on the house doesn't even show up, so my realtor was right, it must have dropped off my credit after a year or so, which would have been last August.  I don't care to release the actual score here, naturally, but it's not that bad.  It could use some improvement, but I would be able to sign for a major purchase like furniture or a car without needing a cosigner.

Bushie, a short-sale will still show up on the Credit Report.  What you looked at is a Consumer report which takes less into consideration than a full report.

A full credit report has three bureau's and goes back much further in time, the short-sale absolutely will show up when you look for a car, try to buy a home, etc, as banks get a much fuller picture when they pull credit than you do through a consumer report.

We had this discussion back in 2013, we're not going to go over it again.

Bushie, I'm a loan officer at a mortgage company, I know how these things work....
6  Forum Community / Forum Community / Re: Update Season XXI: "Scientific Facts Are Not Hard And Fast Rules." on: March 03, 2015, 10:53:09 am
The funny things are:

1-Bushie's credit report is no doubt garbage and
2-Unlike many people with bad credit, most of it is primarily his fault.

Bushie isn't like the people with sob stories about being foreclosed in 2008 after being laid off during the worst of the recession or people who had to declare bankruptcy after massive medical bills, his credit black marks are all due to him not being able to hold a job for more than a few months and awful decision making on top of that. Take the short sale of his house, which could've been completely avoided had he never bought the house that he never needed in the first place. So if they still hire after the credit check, I wonder what they are looking for. Granted I know it's common that the only employers who tend to care a lot about credit score are financial industry ones but then you wonder why this one is checking in the first place.

Actually, I just checked my credit score a couple of weeks ago and I'm sitting pretty good.  It's by no means glamorous, but it is not garbage, either.  The worst problem I have is a nearly maxed out credit card.  The short sale on the house doesn't even show up, so my realtor was right, it must have dropped off my credit after a year or so, which would have been last August.  I don't care to release the actual score here, naturally, but it's not that bad.  It could use some improvement, but I would be able to sign for a major purchase like furniture or a car without needing a cosigner.

Bushie, a short-sale will still show up on the Credit Report.  What you looked at is a Consumer report which takes less into consideration than a full report.

A full credit report has three bureau's and goes back much further in time, the short-sale absolutely will show up when you look for a car, try to buy a home, etc, as banks get a much fuller picture when they pull credit than you do through a consumer report.
7  Forum Community / Forum Community / Re: Update Season XXI: "Scientific Facts Are Not Hard And Fast Rules." on: March 02, 2015, 10:04:35 pm
I must make a confession...  I stayed up until 0100 this morning watching the Atlanta NASCAR race that I had recorded.  Way past my bedtime.  The DVR cut off with 17 laps to go just after the massive wreck that forced a red flag with 20 laps to go.  I am already planning on watching the Las Vegas race next Sunday at 1430 and may put that on record when I get home this evening.  I may be turning into a NASCAR fan.  Favorite driver?  Dale, Jr.

I can think of many reasons to stay up to 1am.  Watching Rednecks turn left is not one of them...
8  Forum Community / Forum Community / Re: Update Season XXI: "Scientific Facts Are Not Hard And Fast Rules." on: February 27, 2015, 03:22:04 pm
Haven't been around much the last couple days so just saw this now.  First off,  Congrats Bushie.  Looks like you actually landed a real job.  This is legit and looks like something you can handle.  I also won't worry much about walking 2 miles in an 8 hour day.  Your feet might be a bit sore from being on your feet, but it isn't like you are walking those miles non-stop over an 8 hour period its basically nothing.
9  General Politics / U.S. General Discussion / Re: Oklahoma tries to ban APUSH (& possibly others AP classes) on: February 18, 2015, 04:02:27 pm
Literally thought this was an Onion story.

Oklahoma Republicans come up with more crazy stuff than the Onion writers.
10  General Politics / U.S. General Discussion / Re: State rep, county party chariman etc. said something stupid - The Megathread on: February 15, 2015, 01:48:07 pm
Mississippi lawmaker on why he opposes increasing school funding


Quote
State Rep. Gene Alday, R-Walls, doesn't believe any more funding is needed. "I don't see any schools hurting," he said.

But then he went on to say that Mississippi "has a lot of bad school districts. The people are electing superintendents that don't know anything about education."

The former mayor of Walls (population 1,248) went on to say, "I come from a town where all the blacks are getting food stamps and what I call 'welfare crazy checks.' They don't work."

He had to go to the emergency room for pain, he said. "I liked to died. I laid in there for hours because they (blacks) were in there being treated for gunshots."

http://www.clarionledger.com/story/news/2015/02/14/miss-third-grade-gate-fear-failure/23443737/
11  Forum Community / Forum Community / Re: Update Season XXI: "Scientific Facts Are Not Hard And Fast Rules." on: February 13, 2015, 03:09:47 pm
Why does Bushie always go through these shady recruiters. Can't he just go to target.com and apply for a job?

He should, but to be fair, after I was laid off and was looking for work, most of the job ads on Career builder, Monster, Indeed, etc were through recruiters and/or Temp to Perm positions through Temp Agencies.  These were jobs in the NYC metro in the financial industry in the wake of the crash, so that may have explained quite a bit of it, but it wouldn't surprise me if its is similar for Bushie.  Most the ads on those type of sites aren't directly though the company.
12  Forum Community / Forum Community / Re: Update Season XXI: "Scientific Facts Are Not Hard And Fast Rules." on: February 13, 2015, 12:09:08 pm
Of course he could always try to get work with a normal taxi firm; presumably Oklahoma City has about a billion of these.
Taxis are not a common thing in midsized US cities. Most people already have cars, and those who don't are likely too poor to afford cab fare. Here in my hometown, one almost never sees them, though a few do exist.

There are taxi companies at almost every single train station on Long Island
13  Forum Community / Forum Community / Re: Update Season XXI: "Scientific Facts Are Not Hard And Fast Rules." on: February 13, 2015, 11:22:24 am
Wasn't around last night so will chime in now.  I think this is something with potential for Bushie.  It has some physical labor, but not to the point where its likely to be too demanding.  The fact he is moving around for a good portion of his shift is a bit of a good thing.  It isn't a scam and is a legit job.   When you have the interview I would look into the specifics to see how much physical labor is required, but it seems like it shouldn't be too demanding from the description.

Will it be a good fit for Bushie?  Maybe, maybe not, but it is a legit and honest job.  Even more important than that, it is starting to show that Bushie is finally starting to expand is horizons.  Even if this particular offer or position doesn't work out, that is an huge step in the right direction.
14  Forum Community / Forum Community / Re: Update Season XXI: "Scientific Facts Are Not Hard And Fast Rules." on: February 12, 2015, 12:16:31 pm
Scrap the pedo mustache if you go to Macy's

Regardless if you go to Macy's or not, you need to get rid of that stache.  It is horrendous.
15  General Politics / U.S. General Discussion / Re: Alabama GOP Chairman goes on rant about God's wrath regarding SSM on: February 11, 2015, 11:45:15 pm
Alabama is not taking the SSM ruling well at all.

I have a feeling we will see a similar reaaction if the 5th Circuit overturns that ban (which they appear to be likely to do)
16  General Politics / U.S. General Discussion / Alabama GOP Chairman goes on rant about God's wrath regarding SSM on: February 11, 2015, 11:25:37 pm
A Republican going off the deep end when discussing SSM, Shocked I tell you....

Quote

"God is not one to be mocked, and I fear for our state and our country when we go against God's word," Armistead said.

Armistead returned from a 10-day trip to the Holy Land on Monday night.

He quoted Genesis 2:24 in his column: "Therefore a man shall leave his father and his mother and hold fast to his wife, and they shall become one flesh."

http://www.al.com/news/index.ssf/2015/02/alabama_gop_chairman_bill_armi.html
17  Forum Community / Forum Community / Re: Update XX: A Darn Good Judge of My Financial Situation on: February 11, 2015, 05:23:15 pm
Smash, the interviewer mentioned $30,000 base salary for those wanting to get in the management track, which I was, so that's where the $30K came from.  The Sales Rep position itself is all commission.



Yes, and do you just get that Management position?? or do you need to perform in the sales rep position first before being promoted to the Management position??


I would have to start out in the sales position for a bit.

So basically you had an opportunity to get a Management position with a $30,000 base salary (which for all you know could actually be a draw), but in order to get that position you first had to succeed at a full commission sales job?  Is there a reason why you left that VERY IMPORTANT piece of information out initially?



I was trying to get myself to believe I could do it.  I also didn't think it would take a long time to get there.  Either way, I goofed.  Now, drop the subject, please.


Bushie, with all do respect most of us on here really are trying to help you out.  While I'm glad you are actually taking our advice, you need to start being more honest.  

The I left it off because I thought I could do it, or I goofed simply isn't a good excuse.  If you actually want our advice, and want our help you can't leave things like that out.  I know you asked me to drop it, but this isn't the first time we have been down this road, which is why its a bit frustrating.  In some cases I don't know if its you simply don't want to be honest with us, or if you simply aren't being honest with yourself.

 Either way if your situation is going to change, that needs to change and anytime someone brings up something that is difficult the drop the subject line, or the disappearing, taking your ball and going home or whatever simply doesn't work.  It doesn't help.
18  Forum Community / Forum Community / Re: Update XX: A Darn Good Judge of My Financial Situation on: February 11, 2015, 05:05:55 pm
Smash, the interviewer mentioned $30,000 base salary for those wanting to get in the management track, which I was, so that's where the $30K came from.  The Sales Rep position itself is all commission.



Yes, and do you just get that Management position?? or do you need to perform in the sales rep position first before being promoted to the Management position??

I would have to start out in the sales position for a bit.

So basically you had an opportunity to get a Management position with a $30,000 base salary (which for all you know could actually be a draw), but in order to get that position you first had to succeed at a full commission sales job?  Is there a reason why you left that VERY IMPORTANT piece of information out initially?

19  Forum Community / Forum Community / Re: Update XX: A Darn Good Judge of My Financial Situation on: February 11, 2015, 04:48:46 pm
Smash, the interviewer mentioned $30,000 base salary for those wanting to get in the management track, which I was, so that's where the $30K came from.  The Sales Rep position itself is all commission.



Yes, and do you just get that Management position?? or do you need to perform in the sales rep position first before being promoted to the Management position??
20  Forum Community / Forum Community / Re: Update XX: A Darn Good Judge of My Financial Situation on: February 11, 2015, 04:42:16 pm
Bushie,

Glad to see you came to your senses. All I can say is good thing I only had two minutes to respond before because I was about to completely go off, J-Mann touched on it in a manner a bit nicer that I was going to, but have a feq questions for you.

1.  What made you think that this job was a $30,000 base salary??

2.  If this was a draw vs commission set up (which is actually the system I work under).  Do you know the requirements to get the draw?  Does the draw come automatically?  Do you need to reach certain goals before a draw kicks in?

3.  Any sales position it will take sometime to get going (even for those who are successful).  How are you paid in the interim?  Do you get some type of training pay?  Does the draw kick in from the start that you then have to pay back through deals?  Do you not get paid until you close a deal (which is what the reviews seemed like?)

4.  What was the commission structure?  What type of % do you get paid?


As J-Mann pointed out sales is not in your skill set, so its not something you should even consider.  However, putting that aside, even if sales was a position you could do well in, the fact you would accept a position without knowing any of the above (which you clearly didn't) is beyond mind boggling.  

 The fact you would accept any job (regardless if its sales or not) without having even the faintest of idea of how the pay structure works I just can't even begin to grasp.  Do you EVER ask any questions at these things?  Seriously..
21  Forum Community / Forum Community / Re: Update XX: A Darn Good Judge of My Financial Situation on: February 11, 2015, 03:41:09 pm
Sorry for the delay, but I just sent the name of the company to Smash and J-Mann for their review.  I've got nothing to hide here.

WTF

Just saw the add..  About t go to a meeting at work so will get back to you later on this but WTF WTF WTF
22  Forum Community / Forum Community / Re: Update XX: A Darn Good Judge of My Financial Situation on: February 11, 2015, 03:21:16 pm
I think the fact Bushie hasn't sent this to myself or J-Mann is proof he knows it is a scam.
23  Forum Community / Forum Community / Re: Update XX: A Darn Good Judge of My Financial Situation on: February 11, 2015, 01:50:06 pm
Anyone want to give me odds that this isn't a "base salary"?
24  Forum Community / Forum Community / Re: Update XX: A Darn Good Judge of My Financial Situation on: February 11, 2015, 10:54:46 am
Have you shared the company name with Smash and JMann are you going in this one blind with no research?

Nope, I haven't seen anything on this. 

Bushie is the $30,000 a salary??  A draw?  Does the $30k base even exist?  What kind of sales?
25  Forum Community / Forum Community / Re: Update XX: A Darn Good Judge of My Financial Situation on: February 10, 2015, 12:12:39 pm
Guys, you have to crawl before you can walk. Go too much too fast and his joints could take hit and blisters etc. I did mix of walking and recumbent exercise bike. Strap on an 80lb backpack and many of you would not make it very far either.
At his weight, he could also skip a meal without that much ill effect. There are slightly different rules than normal dieters when you get up to certain levels of girth.

I realize that.  I'm not suggesting Bushie do anything that I do, go out running or anything like that.  However, it is amazing how out of shape he really is.  The fact he can't walk a mile, and thinks if he walks a couple miles his heart will give out is an extremely dangerous and serious situation. 
Pages: [1] 2 3 4 5 6 ... 504


Login with username, password and session length

Logout

Powered by SMF 1.1.20 | SMF © 2013, Simple Machines