American College Students Overwhelmed by Debt

[Sam Spade]

I wonder what she went to school for?

Because someone would pay her living expenses until she was 30?

Sorry, my question was ambiguous.  I meant, what did she major in...

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Her college major I can't answer.  Probably something useless like English or Philosophy.  Note though, the ridiculous standards of this woman.

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What do legal aid lawyers make in Michigan?  $30,000 tops?  And what exactly is a legal aid worker?  Is that a rung below legal aid lawyers?

Clearly, this woman went to law school and gathered a lot of debt merely to help "the poor people", and finds it beneath herself to work for more money for a job she's views as beneath her ("she's wouldn't be dedicated to it") because it might help someone whose main purpose in life isn't to smoke crack or pee on other people's lawns.

The fact that this type of person is in debt because, like most lawyers she can't count to 10, and she can't seem figure out there are other ways to reach her goals that don't cost as much, is actually quite a good thing.  Fortunately, she's probably not marrying material either anyway...

[Sam Spade]

I wonder what she went to school for?

Because someone would pay her living expenses until she was 30?

Sorry, my question was ambiguous.  I meant, what did she major in...

You must be logged in to read this quote.

Her college major I can't answer.  Probably something useless like English or Philosophy.  Note though, the ridiculous standards of this woman.

You must be logged in to read this quote.

What do legal aid lawyers make in Michigan?  $30,000 tops?  And what exactly is a legal aid worker?  Is that a rung below legal aid lawyers?

Clearly, this woman went to law school and gathered a lot of debt merely to help "the poor people", and finds it beneath herself to work for more money for a job she's views as beneath her ("she's wouldn't be dedicated to it") because it might help someone whose main purpose in life isn't to smoke crack or pee on other people's lawns.

The fact that this type of person is in debt because, like most lawyers she can't count to 10, and she can't seem figure out there are other ways to reach her goals that don't cost as much, is actually quite a good thing.  Fortunately, she's probably not marrying material either anyway...

I don't know about you Sam, I will have a ton of debt after law school, but even a mediocre job in the Philly area should allow me to pay off my debt quickly, as long as I dont live like a rockstar

What do you think is the type of salary you'll be earning?  Frankly, I have a very manageable amount of debt, and as opebo likely already knows, it wouldn't be that big of a problem if I had a lot.  I can work wherever I want to, and it is nice to have the freedom to do so.

Personally, I have a lot of hatred for law schools in general as well.  Colleges generally view them as cash cows, but simply screw the law students and the tuition increases are ridiculous.  And there are plenty of people I know who will have close to $150,000-$200,000 in debt just from law schol.  If they went to a top school or have good grades and didn't get money from the school, they'll be slaving away at some giant law firm for 3-4 years to pay their debts in full.  If they didn't, they'll be slaving away for years just pay it off.

But this woman somehow thought that she can choose her own path, go to a crappy law school like Michigan State and that her debt doesn't really matter.  And she can't take it because she might have to work a $50,000 job doing work she doesn't like instead of a $30,000 job merely to pay off debts.

Anyway, it simply should not cost $30,000-$40,000 to attend a top law school (or even a mediocre one).  Keep in mind that it cost under $15,000 to attend Columbia Law School only 10 years ago.

[Sam Spade]

I wonder what she went to school for?

Because someone would pay her living expenses until she was 30?

Sorry, my question was ambiguous.  I meant, what did she major in...

You must be logged in to read this quote.

Her college major I can't answer.  Probably something useless like English or Philosophy.  Note though, the ridiculous standards of this woman.

You must be logged in to read this quote.

What do legal aid lawyers make in Michigan?  $30,000 tops?  And what exactly is a legal aid worker?  Is that a rung below legal aid lawyers?

Clearly, this woman went to law school and gathered a lot of debt merely to help "the poor people", and finds it beneath herself to work for more money for a job she's views as beneath her ("she's wouldn't be dedicated to it") because it might help someone whose main purpose in life isn't to smoke crack or pee on other people's lawns.

The fact that this type of person is in debt because, like most lawyers she can't count to 10, and she can't seem figure out there are other ways to reach her goals that don't cost as much, is actually quite a good thing.  Fortunately, she's probably not marrying material either anyway...

I don't know about you Sam, I will have a ton of debt after law school, but even a mediocre job in the Philly area should allow me to pay off my debt quickly, as long as I dont live like a rockstar

What do you think is the type of salary you'll be earning?  Frankly, I have a very manageable amount of debt, and as opebo likely already knows, it wouldn't be that big of a problem if I had a lot.  I can work wherever I want to, and it is nice to have the freedom to do so.

Personally, I have a lot of hatred for law schools in general as well.  Colleges generally view them as cash cows, but simply screw the law students and the tuition increases are ridiculous.  And there are plenty of people I know who will have close to $150,000-$200,000 in debt just from law schol.  If they went to a top school or have good grades and didn't get money from the school, they'll be slaving away at some giant law firm for 3-4 years to pay their debts in full.  If they didn't, they'll be slaving away for years just pay it off.

But this woman somehow thought that she can choose her own path, go to a crappy law school like Michigan State and that her debt doesn't really matter.  And she can't take it because she might have to work a $50,000 job doing work she doesn't like instead of a $30,000 job merely to pay off debts.

Anyway, it simply should not cost $30,000-$40,000 to attend a top law school (or even a mediocre one).  Keep in mind that it cost under $15,000 to attend Columbia Law School only 10 years ago.

Let me re-phrase your post into what it really says:

"I'm smart.  In fact, I'm so smart that I'm smarter than you.  I'm also responsible and am very good with money.  I went to a better school than that stupid bitch.  Her school sucks.  I was always smart and made good choices.  My place in life had nothing to do with anyone else except for my superior ability to win at life.  I'm glad she's going to suffer through life.  F**k her for wanting to help people.  Life is about making money and ripping on those below you, not helping others.  Me.  Me, me, me!!!  OMG!!!11 ME!"

I rest my case.

My post has little to do with me.  Please learn to read, thank you.

[Sam Spade]

I looked this up.  Tuition at MSU is charged per credit hour - $1,031.00 per hour.

Since students need 88 credits to graduate, this comes to being roughly $15,465.00 per semester, or a little over $31,000 per year, after you add in fees etc.

Considering her tuition was probably lower, I'd say she has about $90,000 in debt from law school.

[Sam Spade]

I looked this up.  Tuition at MSU is charged per credit hour - $1,031.00 per hour.

Since students need 88 credits to graduate, this comes to being roughly $15,465.00 per semester, or a little over $31,000 per year, after you add in fees etc.

Considering her tuition was probably lower, I'd say she has about $90,000 in debt from law school.

not factoring in room/rent and board/food?

Yes, but I thought the article said that her parents paid for her living expenses (and those sound like living expenses to me.

[Sam Spade]

I looked this up.  Tuition at MSU is charged per credit hour - $1,031.00 per hour.

Since students need 88 credits to graduate, this comes to being roughly $15,465.00 per semester, or a little over $31,000 per year, after you add in fees etc.

Considering her tuition was probably lower, I'd say she has about $90,000 in debt from law school.

Wow.  That's way too expensive.  I'll go to a private school for that price and get a better education, thank you very much.

And I'll go to a public school way cheaper than that.

88 credits to graduate though? It's 128 here.

This is law school, not Mankato High, or wherever you attend.  You graduate in 3 years, instead of 4 (or likely 7 in your case).

[Sam Spade]

I looked this up.  Tuition at MSU is charged per credit hour - $1,031.00 per hour.

Since students need 88 credits to graduate, this comes to being roughly $15,465.00 per semester, or a little over $31,000 per year, after you add in fees etc.

Considering her tuition was probably lower, I'd say she has about $90,000 in debt from law school.

I hope that is out of state tuition?

I don't know of any law school that offers in-state vs. out-of-state tuition.  For example, UofH doesn't and I'm 99% sure UT doesn't.

[Sam Spade]

This thread makes me glad of the Irish system.

Though It was very hard to resist the temptation to smash the computer screen when Sam Spade went "Something useless like English or Philosophy".

I may occasionally be an asshole, but my response is merely meant to point out that I wish you good luck in trying to find any decent job with simply an English or Philosophy undergraduate degree.  I personally have a similar type of degree to those mentioned from an excellent university attended by another poster here, and that was the case for me as well.

[Sam Spade]

I think I said before on this site:  Music Composition. 

Fortunately, I got the liberal arts education with the music, something people who attend conservatories often lack.

[Sam Spade]

I think I said before on this site:  Music Composition. 

Fortunately, I got the liberal arts education with the music, something people who attend conservatories often lack.

Hmm. Interesting.  At what point did you decide on Law School, and why music comp?

Music comp is the shyte! You learn about chord progressions, counterpoint, instrumentation formal structure ... you can analyze a single Britney Spears song in minutes, and can impress your friends by naming all three chords in 1980s-type Three Chord Trash.

Who wouldn't want to know that?

Well, I imagine that I could find better ways of spending my time than the three minutes it takes to analyze a Britney Spears song, or a song from some band BRTD likes... 

Bullmoose:  I had a fairly extensive music training that started when I was 5, but blossomed during high school.  Writing music was what I enjoyed by far.

The move to law school is a story that I've repeated so many times on job interviews, I'm not even very sure half of it is true anymore.  Needless to say, it happened and I'll leave it at that.

[Sam Spade]

I'm willing to be not a single member of any band I listen to has a degree in Music Composition.

I'm willing to be[t] not a single member of any band you listen to managed to get out of the 5th grade.