Why are poor people poor?

[senatortombstone]

Lately the whole class warfare issue has been played out and discuss by politicians and regular people.  We always hear that such and such disproportionately affects the poor.  I am asking why that is a bad thing.  Why should people be given more or less or have more or less responsibilities because they categorically poor?  I ask why are poor people poor.  Is it their genes, situation, environment, choice or is it at all possibly their <i>own</i> fault?

[senatortombstone]

By poor I mean fiscally poor.

[senatortombstone]

It is up to the individual to make themselves more viable to employers.  When you're playing an RPG, you don''t fight the next enemy with poor armor weapons and low-levels.  You build yourself up and gain experience.  It is the same in real life.  If you want to succeed then you have to work for it.  One of the key ingredients to failure is the refusal to delay gratification.