I'm transferring colleges (well, dropping out and starting another course, technically :facepalm:) , and if I were American I'd not only find that near impossible due to the ridiculous bureaucracy,
Hmm? Yes and no. You would find switching between programs ("changing majors") comically easy in the American system compared to yours if you didn't change schools. Such a thing is routine here, and it's rare to find a student who hasn't done anything to their major at all over their years of undergrad. Transferring is doable. One of my best friends from high school transferred from UPenn to the University of Wisconsin without too much trouble, though of course since he's an engineer he has to stay an extra year at UW-Madison.
Yeah, actually, that part of my post was badly thought-out - I actually think the US system in that regard is the right way to do it - where, unless I'm mistaken, students don't declare their majors for a couple of years. That makes more sense to me than expecting 18-year-olds to know what they want to do with their lives.
I do feel fairly strongly about the second part of my post, though - although what seems to be the case in the US is that, since I couldn't afford to go to college, I wouldn't not go, but would instead rack up obscene amounts of debt and go anyway.