Bushie: The Final Frontier - Update Season V

[Fmr. Pres. Duke]

Maybe if BushOK lays out his plan, he will settle our stomachs a bit. He says he has a plan, and I, for one, would love to hear it and to be able to analyze whether it is actually possible or not.

I am not happy with what he is doing either, and I can sense that the audience is also getting a little impatient, so I think it's best he lays out his plan here. I am interested to see what he and his family has come up with.

[Queen Mum Inks.LWC]

What people don't realize is we have a plan as a family.  I am following the plan.  Again, its a matter that I don't post everything on the forum or on facebook.  Granted, I should be updating a little less, but that's not doing that much harm.  I am following the plan that we have laid out as a family.  Its different than what most families would do, but what works for every family may not work for our family in this situation.  I am looking for employment, and I am looking for a vo-tech program at the same time.  We'll be fine.  There is no need to lock the thread as that won't change anything.

What's the plan?  Let's fatten Jeff up with unhealthy food while he sits on the Internet all day (except for his half hour walk) and files a job application at the rate of 1 per 12 hours?

Come on Jeff, the plan sucks.  It's not working.  You're obese, unemployed, and in debt (probably more than you've admitted to).  You've got kids firing missiles from their drones in your shed.  You're a pathological liar who has admitted he probably has bi-polar disorder, yet you refuse to seek professional help.

Everything is not A-OK, and the quicker you admit this, the better.

Chill, Inks, Chill.

I've only been home for 8 days.  The plan hasn't had time to produce fruit.  I've got a bunch of other stuff on my plate that I'm trying to deal with at the same time not just looking for employment or a vo-tech program.

I'm not going to reveal the plan as that's not public information, but just know that things are going as planned.

No, things are not perfect, but they never will be, for anybody, ever.

Jeff, other than times where you've had legitimate reasons not to give out personal information (although even those are bogus now that you've sent out your SSN via PM), the only times you've not revealed something have been when it's something bad that you know we'll criticize you about.

So, I think you either know the plan is a bad plan, and don't want to tell us because you can't take the criticism (which would mean you should lock the thread), or you don't have a plan, so you're stalling.  My money is on the second one.

I find it a bunch of BS that someone who shares his bedtime down to the minute isn't going to share his new life plan with the forum because it's "not public information".

[Queen Mum Inks.LWC]

Jeff, answer me this... Does the plan contain any of the following words/phrases: Kenya, salesman, door-to-door, and then I go out and find 3 more people to sell the product, move, apply for a credit card, engagement, Maisha, unemployed, wait for a management position, or adoption?

If so, it's a bad plan.

[Joe Biden 2020]

Alright, alright.

Part of the plan, about 25%, is to get a job as soon as possible, but to make it as low key as possible.  I don't want my realtor and bank to get word and cancel the short sale of the house because there is no longer a perceived hardship. 

The other 75% of the plan is that I am also going to check on a vo-tech program and see if I can get a spring class (doubtful), or if I would start in June (summer) or August (fall).  The plan is to base my employment around my class, or get a job that I can flex my schedule in a way that would allow me to go to school.  So, I'm kind of in a balancing pattern.  I also plan to get out of my parents house within 6-9 months into my Grandmother's rent house if and when it becomes available right next to her house, so I can be by myself, but still able to take care of my grandma as she will be 87 in April.  I lived in that house from 2005-2008 save for the 2006-2007 school year where I was finishing up my bachelor's degree.

As far as the vo-tech program is concerned, I've got a career path in mind (Hotel management), so I am checking to see where I can go for that and when it would start so I can plan my employment around that.  If I can get an online program, then, obviously, I can fit my school around my working hours as most online classes are available 24/7, from what I know about them.  I haven't taken an online class since the Summer of 2004, so I could be a little rusty, but still.

[Fmr. Pres. Duke]

He could become a Herbalife distributor. I bought that stock recently as a spec play because my investing tactics are becoming more dangerous by the day, and it went up 8% today. If he works for them, my net worth will go up!

[Joe Biden 2020]

Jeff, answer me this... Does the plan contain any of the following words/phrases: Kenya, salesman, door-to-door, and then I go out and find 3 more people to sell the product, move, apply for a credit card, engagement, Maisha, unemployed, wait for a management position, or adoption?

If so, it's a bad plan.

The only word in there is move.  Down the road, though.

[Queen Mum Inks.LWC]

Jeff, you can't hold a job for 6 months... attempting to commit bank fraud probably isn't something you should be trying to do here.  If a Michigan Supreme Court Justice can't pull it off, neither can you.

[Joe Biden 2020]

Jeff, you can't hold a job for 6 months... attempting to commit bank fraud probably isn't something you should be trying to do here.  If a Michigan Supreme Court Justice can't pull it off, neither can you.

Bank fraud?  Since when did I mention anything about bank fraud??

[AndrewTX]

Alright, alright.

Part of the plan, about 25%, is to get a job as soon as possible, but to make it as low key as possible.  I  don't want my realtor and bank to get word and cancel the short sale of the house because there is no longer a perceived hardship. 

Ladies and gents, here is the reason he really quit his job and came back to Oklahoma. You can't have a short sale if you have gainful employment while living in another state.

[Fmr. Pres. Duke]

You can't show hardship without being unemployed? Surely you can, given your parents are not exactly wealthy (can they be given you live in a mobile home?), and they are trying to pay the bill on a house. I am not sure how short sales of a house works though. I am sure it's not like shorting a stock.

I can't imagine using that as an excuse to not look for a job is really a good argument. What if you find a job and can support yourself? Just move back in there. None of this is making sense. It's almost like you don't want to be living on your own - and if you don't, just say so, take the heat and move on.

[Queen Mum Inks.LWC]

Jeff, you can't hold a job for 6 months... attempting to commit bank fraud probably isn't something you should be trying to do here.  If a Michigan Supreme Court Justice can't pull it off, neither can you.

Bank fraud?  Since when did I mention anything about bank fraud??

What do you think concealing employment from your realtor and banker is?

[Fmr. Pres. Duke]

Alright, alright.

Part of the plan, about 25%, is to get a job as soon as possible, but to make it as low key as possible. I  don't want my realtor and bank to get word and cancel the short sale of the house because there is no longer a perceived hardship.

Ladies and gents, here is the reason he really quit his job and came back to Oklahoma. You can't have a short sale if you have gainful employment while living in another state.

That makes sense. I didn't know what you had to prove to do a short sale. I thought it was just that you couldn't make the payments, which he cannot do. But I know nothing of his finances.

But yeah, I could see his parents telling him he had to do that so they could sell his house.

[Joe Biden 2020]

Jeff, you can't hold a job for 6 months... attempting to commit bank fraud probably isn't something you should be trying to do here.  If a Michigan Supreme Court Justice can't pull it off, neither can you.

Bank fraud?  Since when did I mention anything about bank fraud??

What do you think concealing employment from your realtor and banker is?

Oh ok, I see that now.  That's part of my dilemma.  We've got to get out from under that house ASAP and going on with a normal sale could take forever in this economy.  Even the short sale could still take 2-3 months, but at least it would have an almost-defined end.

[Fmr. Pres. Duke]

Jeff, you can't hold a job for 6 months... attempting to commit bank fraud probably isn't something you should be trying to do here.  If a Michigan Supreme Court Justice can't pull it off, neither can you.

Bank fraud?  Since when did I mention anything about bank fraud??

What do you think concealing employment from your realtor and banker is?

Oh ok, I see that now.  That's part of my dilemma.  We've got to get out from under that house ASAP and going on with a normal sale could take forever in this economy.  Even the short sale could still take 2-3 months, but at least it would have an almost-defined end.

Is there no other way out of that property besides mooching off your parents until it sells, which could take a while given it's in the middle of nowhere Oklahoma?

Maybe your best bet is to find stable employment and live in it until you can sell it? Or just foreclose on it and ruin your credit. Either way, it's not fair to live at home, take naps all day and dance around trying to find a job merely to allow a short sale to go through.

[AndrewTX]

Alright, alright.

Part of the plan, about 25%, is to get a job as soon as possible, but to make it as low key as possible. I  don't want my realtor and bank to get word and cancel the short sale of the house because there is no longer a perceived hardship.

Ladies and gents, here is the reason he really quit his job and came back to Oklahoma. You can't have a short sale if you have gainful employment while living in another state.

That makes sense. I didn't know what you had to prove to do a short sale. I thought it was just that you couldn't make the payments, which he cannot do. But I know nothing of his finances.

But yeah, I could see his parents telling him he had to do that so they could sell his house.

For short sale, you really gotta be in the area of foreclosure, and for the hardship you have to show loss of job, heath conditions (like if too sick to work) or loss of income to pay for it. So it make sense as to why he is back, to prove that he doesn't have an income.

[Mr. Morden]

Didn't Torie say that the short sale was unnecessary or something?  I don't remember the particulars of that argument, but it sounded like he knew what he was talking about.  Perhaps he can refresh my memory?

[Queen Mum Inks.LWC]

Alright, alright.

Part of the plan, about 25%, is to get a job as soon as possible, but to make it as low key as possible. I  don't want my realtor and bank to get word and cancel the short sale of the house because there is no longer a perceived hardship.

Ladies and gents, here is the reason he really quit his job and came back to Oklahoma. You can't have a short sale if you have gainful employment while living in another state.

That makes sense. I didn't know what you had to prove to do a short sale. I thought it was just that you couldn't make the payments, which he cannot do. But I know nothing of his finances.

But yeah, I could see his parents telling him he had to do that so they could sell his house.

For short sale, you really gotta be in the area of foreclosure, and for the hardship you have to show loss of job, heath conditions (like if too sick to work) or loss of income to pay for it. So it make sense as to why he is back, to prove that he doesn't have an income.

But he quit his job - I'm not sure with his circumstances he'll qualify for a short sale (and from the sound of it, he doesn't, if he's weighing the option of short sale vs. regular sale).  I mean... Jeff, why do you need to get out from this house?  If it's that bad, and you're not eligible for a short sale, don't commit fraud - just have the bank foreclose.

[AndrewTX]

Alright, alright.

Part of the plan, about 25%, is to get a job as soon as possible, but to make it as low key as possible. I  don't want my realtor and bank to get word and cancel the short sale of the house because there is no longer a perceived hardship.

Ladies and gents, here is the reason he really quit his job and came back to Oklahoma. You can't have a short sale if you have gainful employment while living in another state.

That makes sense. I didn't know what you had to prove to do a short sale. I thought it was just that you couldn't make the payments, which he cannot do. But I know nothing of his finances.

But yeah, I could see his parents telling him he had to do that so they could sell his house.

For short sale, you really gotta be in the area of foreclosure, and for the hardship you have to show loss of job, heath conditions (like if too sick to work) or loss of income to pay for it. So it make sense as to why he is back, to prove that he doesn't have an income.

But he quit his job - I'm not sure with his circumstances he'll qualify for a short sale (and from the sound of it, he doesn't, if he's weighing the option of short sale vs. regular sale).  I mean... Jeff, why do you need to get out from this house?  If it's that bad, and you're not eligible for a short sale, don't commit fraud - just have the bank foreclose.

That's if he even quit, and wasnt just let go prior to the yogurt slinging in the shed.

[Joe Biden 2020]

Jeff, you can't hold a job for 6 months... attempting to commit bank fraud probably isn't something you should be trying to do here.  If a Michigan Supreme Court Justice can't pull it off, neither can you.

Bank fraud?  Since when did I mention anything about bank fraud??

What do you think concealing employment from your realtor and banker is?

Oh ok, I see that now.  That's part of my dilemma.  We've got to get out from under that house ASAP and going on with a normal sale could take forever in this economy.  Even the short sale could still take 2-3 months, but at least it would have an almost-defined end.

Is there no other way out of that property besides mooching off your parents until it sells, which could take a while given it's in the middle of nowhere Oklahoma?

Maybe your best bet is to find stable employment and live in it until you can sell it? Or just foreclose on it and ruin your credit. Either way, it's not fair to live at home, take naps all day and dance around trying to find a job merely to allow a short sale to go through.

I refuse to let it foreclose.  I would like to be able to rent an apartment later on, and my car is not getting any younger and will have to be replaced one of these days.  All the short sale will do is temporarily ding my credit for a year or two and prevent me from purchasing another home, which I don't intend to do anyway.  My realtor is a specialist in short sales, and she says my situation qualifies for a short sale because my hardship is that I was shipped out to Utah for work and lost my job in Utah (via a rejected two-weeks notice) and am back in Oklahoma.  Its almost like a double-hardship.  I just don't want employment to ruin all that, but I guess having a job would make it easier to deal with whatever situation comes about.  Another reason I am looking for employment right now, albeit slowly, is its easier to hire someone who has recently had a job, even if for only 4 months, than it is to hire someone who has been out of work for 3 months, 6 months, etc.

[Queen Mum Inks.LWC]

Didn't Torie say that the short sale was unnecessary or something?  I don't remember the particulars of that argument, but it sounded like he knew what he was talking about.  Perhaps he can refresh my memory?

I think he said he should just let it go into foreclosure.  The problem with that is that it can have a harsher impact than a short sale does on your credit and ability to buy a home later.  I don't know Jeff's credit information, but if it's already terrible, it probably doesn't make much of a difference.

The smart thing would be to talk to a financial planner or someone he knows at church who can sit down with him and look at everything and give him some advice better than people on the Internet trying to fly blind (or practically blind, since who knows what he's not telling us).

[Queen Mum Inks.LWC]

Jeff, you can't hold a job for 6 months... attempting to commit bank fraud probably isn't something you should be trying to do here.  If a Michigan Supreme Court Justice can't pull it off, neither can you.

Bank fraud?  Since when did I mention anything about bank fraud??

What do you think concealing employment from your realtor and banker is?

Oh ok, I see that now.  That's part of my dilemma.  We've got to get out from under that house ASAP and going on with a normal sale could take forever in this economy.  Even the short sale could still take 2-3 months, but at least it would have an almost-defined end.

Is there no other way out of that property besides mooching off your parents until it sells, which could take a while given it's in the middle of nowhere Oklahoma?

Maybe your best bet is to find stable employment and live in it until you can sell it? Or just foreclose on it and ruin your credit. Either way, it's not fair to live at home, take naps all day and dance around trying to find a job merely to allow a short sale to go through.

I refuse to let it foreclose.  I would like to be able to rent an apartment later on, and my car is not getting any younger and will have to be replaced one of these days.  All the short sale will do is temporarily ding my credit for a year or two and prevent me from purchasing another home, which I don't intend to do anyway.  My realtor is a specialist in short sales, and she says my situation qualifies for a short sale because my hardship is that I was shipped out to Utah for work and lost my job in Utah (via a rejected two-weeks notice) and am back in Oklahoma.  Its almost like a double-hardship.  I just don't want employment to ruin all that, but I guess having a job would make it easier to deal with whatever situation comes about.  Another reason I am looking for employment right now, albeit slowly, is its easier to hire someone who has recently had a job, even if for only 4 months, than it is to hire someone who has been out of work for 3 months, 6 months, etc.

Who the heck told you a short sale is just a "ding" on your credit?  That's not true.

[Joe Biden 2020]

Alright, alright.

Part of the plan, about 25%, is to get a job as soon as possible, but to make it as low key as possible. I  don't want my realtor and bank to get word and cancel the short sale of the house because there is no longer a perceived hardship.

Ladies and gents, here is the reason he really quit his job and came back to Oklahoma. You can't have a short sale if you have gainful employment while living in another state.

That makes sense. I didn't know what you had to prove to do a short sale. I thought it was just that you couldn't make the payments, which he cannot do. But I know nothing of his finances.

But yeah, I could see his parents telling him he had to do that so they could sell his house.

For short sale, you really gotta be in the area of foreclosure, and for the hardship you have to show loss of job, heath conditions (like if too sick to work) or loss of income to pay for it. So it make sense as to why he is back, to prove that he doesn't have an income.

But he quit his job - I'm not sure with his circumstances he'll qualify for a short sale (and from the sound of it, he doesn't, if he's weighing the option of short sale vs. regular sale).  I mean... Jeff, why do you need to get out from this house?  If it's that bad, and you're not eligible for a short sale, don't commit fraud - just have the bank foreclose.

We're not weighing the options anymore.  We've already started the short sale process.  I'm trying to get a hold of the bank to answer a few questions and be assigned a Customer Relations Manager as my loan is an FHA loan.  I spent 75 minutes on the phone with the bank on Tuesday being transferred literally 20 times (I counted), and being disconnected 3 times without ever speaking to a CRM.  I gave up that day because the battery on my cordless phone was dying.

[Joe Biden 2020]

Jeff, you can't hold a job for 6 months... attempting to commit bank fraud probably isn't something you should be trying to do here.  If a Michigan Supreme Court Justice can't pull it off, neither can you.

Bank fraud?  Since when did I mention anything about bank fraud??

What do you think concealing employment from your realtor and banker is?

Oh ok, I see that now.  That's part of my dilemma.  We've got to get out from under that house ASAP and going on with a normal sale could take forever in this economy.  Even the short sale could still take 2-3 months, but at least it would have an almost-defined end.

Is there no other way out of that property besides mooching off your parents until it sells, which could take a while given it's in the middle of nowhere Oklahoma?

Maybe your best bet is to find stable employment and live in it until you can sell it? Or just foreclose on it and ruin your credit. Either way, it's not fair to live at home, take naps all day and dance around trying to find a job merely to allow a short sale to go through.

I refuse to let it foreclose.  I would like to be able to rent an apartment later on, and my car is not getting any younger and will have to be replaced one of these days.  All the short sale will do is temporarily ding my credit for a year or two and prevent me from purchasing another home, which I don't intend to do anyway.  My realtor is a specialist in short sales, and she says my situation qualifies for a short sale because my hardship is that I was shipped out to Utah for work and lost my job in Utah (via a rejected two-weeks notice) and am back in Oklahoma.  Its almost like a double-hardship.  I just don't want employment to ruin all that, but I guess having a job would make it easier to deal with whatever situation comes about.  Another reason I am looking for employment right now, albeit slowly, is its easier to hire someone who has recently had a job, even if for only 4 months, than it is to hire someone who has been out of work for 3 months, 6 months, etc.

Who the heck told you a short sale is just a "ding" on your credit?  That's not true.

In my situation, the realtor told me its just a slight, temporary damage, only preventing me from purchasing another house for the next year or two.  I have never missed a payment, so that lightens the damage on its own.

[Queen Mum Inks.LWC]

Of course your realtor told you that... she's making money off the transaction.  A short sale can cause a drop in your FICO score as significant as 100-200 points.  That's not a little ding.  I think you need to get some solid advice on the issue from someone uninvolved with the transactions.

[Smid]

Jeff, you can't hold a job for 6 months... attempting to commit bank fraud probably isn't something you should be trying to do here.  If a Michigan Supreme Court Justice can't pull it off, neither can you.

Bank fraud?  Since when did I mention anything about bank fraud??

What do you think concealing employment from your realtor and banker is?

It's part of the plan - get charged with bank fraud, talk with the DA's office, come to a plea bargain where the sentence is increased in exchange for a guilty plea, move in rent-free into local state-run residential gated community with gym facilities and fully catered meals, and enter gainful employment making number plates and removing litter from roadsides - and this career path will leave a permanent mark on his resume. The downside is that when his employment with the state ends, he also is expelled from the state-provided housing and will need to find both a job and a place to stay, but in the next few years, he gets both a roof over his head and a job.