Jeff, you can't hold a job for 6 months... attempting to commit bank fraud probably isn't something you should be trying to do here. If a Michigan Supreme Court Justice can't pull it off, neither can you.
Bank fraud? Since when did I mention anything about bank fraud??
What do you think concealing employment from your realtor and banker is?
It's part of the plan - get charged with bank fraud, talk with the DA's office, come to a plea bargain where the sentence is increased in exchange for a guilty plea, move in rent-free into local state-run residential gated community with gym facilities and fully catered meals, and enter gainful employment making number plates and removing litter from roadsides - and this career path will leave a permanent mark on his resume. The downside is that when his employment with the state ends, he also is expelled from the state-provided housing and will need to find both a job and a place to stay, but in the next few years, he gets both a roof over his head and a job.
