do you have a life insurance policy?
       |           

Welcome, Guest. Please login or register.
Did you miss your activation email?
April 30, 2024, 06:04:56 PM
News: Election Simulator 2.0 Released. Senate/Gubernatorial maps, proportional electoral votes, and more - Read more

  Talk Elections
  Forum Community
  Forum Community (Moderators: The Dowager Mod, YE, KoopaDaQuick 🇵🇸)
  do you have a life insurance policy?		 « previous next »
Pages: [1]
Poll
Question: ...
#1
yes		  
#2
nono.		  
Show Pie Chart
Partisan results
Total Voters: 28

Author Topic: do you have a life insurance policy?  (Read 799 times)
WalterMitty
Atlas Star
*****
Posts: 21,572


Political Matrix
E: 1.68, S: -2.26

Show only this user's posts in this thread
« on: September 11, 2013, 12:40:40 PM »
no.  and i have a child.

would my son benefit from a policy should i die?  of course.

however, i am a poor.  my son would not benefit if i took money out of my budget to make life insurance payments.  every dollar matters in my house.
Logged
Grumpier Than Uncle Joe
GM3PRP
Atlas Legend
*****
Posts: 45,065
Greece
Show only this user's posts in this thread
« Reply #1 on: September 11, 2013, 12:57:51 PM »
Yes, but not much.
Logged
True Federalist (진정한 연방 주의자)
Ernest
Moderators
Atlas Legend
*****
Posts: 42,144
United States


Show only this user's posts in this thread
« Reply #2 on: September 11, 2013, 01:01:29 PM »
No.  I have no dependents and as an investment, life insurance isn't all that great.
Logged
Fmr. Pres. Duke
AHDuke99
Atlas Star
*****
Posts: 24,080


Political Matrix
E: -1.94, S: -3.13

P P
Show only this user's posts in this thread
« Reply #3 on: September 11, 2013, 01:49:35 PM »
I think I do or did. I really don't know.
Logged
DC Al Fine
Atlas Icon
*****
Posts: 14,080
Canada


Show only this user's posts in this thread
« Reply #4 on: September 11, 2013, 02:11:34 PM »
Quote from: True Federalist on September 11, 2013, 01:01:29 PM
No.  I have no dependents and as an investment, life insurance isn't all that great.

Agreed

Now term insurance on the other hand is quite cheap. A 30 year old non-smoker can get a $500 000, 30 year term for under $50/month.

Walter, you might want to look into getting a small term policy to cover a funeral. They're extremely cheap.
Logged
King
intermoderate
Atlas Star
*****
Posts: 29,356
United States


Show only this user's posts in this thread
« Reply #5 on: September 11, 2013, 03:09:39 PM »
Why would I care about post death expenses?
Logged
© tweed
Miamiu1027
Atlas Superstar
*****
Posts: 36,562
United States


Show only this user's posts in this thread
« Reply #6 on: September 12, 2013, 09:24:35 PM »
no, but I am named as beneficiary on my mom's relatively small plan ($100k to me should she die).
Logged
I spent the winter writing songs about getting better
BRTD
Atlas Prophet
*****
Posts: 113,062
Ukraine


Political Matrix
E: -6.50, S: -6.67

P P
Show only this user's posts in this thread
« Reply #7 on: September 12, 2013, 10:43:32 PM »
I pay 26 cents every two weeks for an additional $10k over a $10k plan I get simply by being employed.
Logged
Hatman 🍁
EarlAW
Atlas Star
*****
Posts: 25,998
Canada


WWW Show only this user's posts in this thread
« Reply #8 on: September 12, 2013, 11:02:11 PM »
Logged
dead0man
Atlas Legend
*****
Posts: 46,351
United States


Show only this user's posts in this thread
« Reply #9 on: September 12, 2013, 11:10:29 PM »
Yes, of course.  I'm the primary bread winner, so my wife and kids would be screwed if I were to die without it.  I'm 10 years into a 30 year $500k term plan.  My work kicks in 2 years of salery too.
Logged
🐒Gods of Prosperity🔱🐲💸
shua
Atlas Star
*****
Posts: 25,689
Nepal


Political Matrix
E: 1.29, S: -0.70

WWW Show only this user's posts in this thread
« Reply #10 on: September 12, 2013, 11:56:26 PM »
No. I did, but I realized it was a scam.  I was alive for three consecutive years and never saw a dime.
Logged
politicallefty
Junior Chimp
*****
Posts: 8,247
Ukraine


Political Matrix
E: -3.87, S: -9.22

P P
Show only this user's posts in this thread
« Reply #11 on: September 14, 2013, 05:43:04 AM »
No, but I don't have any children. If I had dependents and/or children, I almost certainly would have some kind of policy.
Logged
7,052,770
Harry
Atlas Superstar
*****
Posts: 35,431
Ukraine


Show only this user's posts in this thread
« Reply #12 on: September 14, 2013, 01:27:52 PM »
Yes, I get one free at work.  I don't pay for the optional extra life insurance, but I probably will once I have a family to support.
Logged
Redalgo
Sr. Member
****
Posts: 2,681
United States


WWW Show only this user's posts in this thread
« Reply #13 on: September 14, 2013, 02:38:23 PM »
No - it is a luxury I cannot afford. I also cannot afford health insurance.
Logged
Swedish Rainbow Capitalist Cheese
JOHN91043353
YaBB God
*****
Posts: 4,570
Sweden


Show only this user's posts in this thread
« Reply #14 on: September 14, 2013, 02:44:10 PM »
As I don't have any children yet, obviously not.
Logged
Pages: [1]  
« previous next »
Jump to:  


Login with username, password and session length

Terms of Service - DMCA Agent and Policy - Privacy Policy and Cookies

Powered by SMF 1.1.21 | SMF © 2015, Simple Machines

Page created in 0.234 seconds with 14 queries.