My bank is a mostly North Dakota one. It has only one branch in the state which is out in Golden Valley.
You clearly need to switch banks.
Or just borrow some cash off a friend or something. How much can you possibly need for "merch"?
Convenience. My mom works at the bank so if I ever have problems (like this fraud) I just text hwr and let her take care of it. I rarely so anything aside maybe sign sone papers I get mailed.
As for merch prices LPs and shirts are usually like $15.
Might be time to switch banks...
Also, what do you do when you have to go to the ATM? Don't you have to pay atm fees if it isn't your bank?
