Credit or Debit?
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  Credit or Debit?		 « previous next »
Pages: [1]
Poll
Question: ?
#1
Credit (R)		  
#2
Credit (D)		  
#3
Credit (I/O)		  
#4
Debit (R)		  
#5
Debit (D)		  
#6
Debit (I/O)		  
#7
What?		  
Show Pie Chart
Partisan results
Total Voters: 51

Author Topic: Credit or Debit?  (Read 932 times)
Enderman
Jack Enderman
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« on: July 03, 2014, 03:59:12 PM »
Well?
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angus
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« Reply #1 on: July 03, 2014, 05:44:38 PM »
cash.
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Supersonic
SupersonicVenue
Junior Chimp
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E: 4.90, S: 0.35

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« Reply #2 on: July 03, 2014, 05:44:58 PM »
Always debit.
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Indy Texas
independentTX
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« Reply #3 on: July 03, 2014, 06:42:50 PM »
Credit. Muh cash back reward points.
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7,052,770
Harry
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« Reply #4 on: July 03, 2014, 07:01:28 PM »
Prefer debit, but have been using a credit card a lot lately to help build my credit score.
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Fmr. Pres. Duke
AHDuke99
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E: -1.94, S: -3.13

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« Reply #5 on: July 03, 2014, 07:24:00 PM »
Credit. Gotta save up my amex points for a big trip after I take the bar
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dead0man
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« Reply #6 on: July 03, 2014, 11:25:57 PM »
"whatever is easier for you"  just like my answer to "paper or plastic?".
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DINGO Joe
dingojoe
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« Reply #7 on: July 04, 2014, 12:50:08 AM »
Quote from: Indy Texas on July 03, 2014, 06:42:50 PM
Credit. Muh cash back reward points.

That and if there's a "security breach" I'd they'd go nuts on my credit card than clearing out my bank account.
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HagridOfTheDeep
Junior Chimp
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E: -6.19, S: -4.35

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« Reply #8 on: July 04, 2014, 01:21:04 AM »
Debit, but only until OSAP dries up.
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Adam Griffin
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E: -7.35, S: -6.26

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« Reply #9 on: July 04, 2014, 04:00:36 AM »
I have a debit card that when ran as credit gives me 1% cashback, so that.
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Tender Branson
Mark Warner 08
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« Reply #10 on: July 04, 2014, 04:38:41 AM »
I mostly pay with cash.

I use my debit card mostly for paying at the gas station.

I use my credit card mostly for paying stuff that I order over the Internet, or for travelling.
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Gustaf
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E: 0.39, S: -0.70

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« Reply #11 on: July 04, 2014, 06:05:14 AM »
Credit card has 3 advantages for me:

1. Enables consumption smoothing, the wet dream of any econ student.
2. Gives me better insurance and stuff for things like flight tickets.
3. If someone hijacks it or something like that it seems easier to get your money back since it has not actually been paid (it turned out quite easy the time my card did get hijacked).
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Franzl
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« Reply #12 on: July 04, 2014, 06:08:01 AM »
Credit, mainly because there's no direct link to my bank account.
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Mordecai
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« Reply #13 on: July 04, 2014, 07:49:59 AM »
Debit (I/O)
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Hatman 🍁
EarlAW
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« Reply #14 on: July 04, 2014, 07:39:46 PM »
Debit. It's quite popular in Canada.
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Enderman
Jack Enderman
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« Reply #15 on: July 05, 2014, 12:38:50 AM »
I'm surprised at the number of closet debit voters...
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Knives
solopop
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« Reply #16 on: July 05, 2014, 01:34:40 AM »
Credit is evil and allows people to be stupid.
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Franzl
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« Reply #17 on: July 05, 2014, 03:50:11 AM »
Quote from: Solopop on July 05, 2014, 01:34:40 AM
Credit is evil and allows people to be stupid.

So does debit, if you decide to go into negative territory.
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Linus Van Pelt
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« Reply #18 on: July 05, 2014, 10:27:53 AM »
Quote from: Hatman on July 04, 2014, 07:39:46 PM
Debit. It's quite popular in Canada.

Is it more popular than in other high-income countries with a modern banking system?
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Oldiesfreak1854
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« Reply #19 on: July 06, 2014, 11:07:16 AM »
Do you mean like a credit or debit card?
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Franzl
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« Reply #20 on: July 06, 2014, 11:24:15 AM »
Quote from: Oldiesfreak1854 on July 06, 2014, 11:07:16 AM
Do you mean like a credit or debit card?

Where did you get that idea?
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DC Al Fine
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« Reply #21 on: July 06, 2014, 08:54:29 PM »
Credit. I like cash back.
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Hatman 🍁
EarlAW
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« Reply #22 on: July 06, 2014, 09:00:12 PM »

You can get cash back with debit. I like being able to use the local Shopper's Drug Mart as if it were my own personal ATM.
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DC Al Fine
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« Reply #23 on: July 06, 2014, 09:36:23 PM »
Quote from: Hatman on July 06, 2014, 09:00:12 PM

You can get cash back with debit. I like being able to use the local Shopper's Drug Mart as if it were my own personal ATM.

I mean when they give you x% of your spending against your account. It's a nice perk if you don't carry a balance.
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