US uninsurance rate drops to 13.4%, record low

[Deus Naturae]

The question remains: Why are young people disproportionately uninsured compared to other age groups? If consumers aren't buying a product, it usually isn't the fault of consumers, but rather of the providers of that product for failing to provide sufficient value to consumers. Most health insurance policies don't have much value for healthy young people because the high premiums are not worth the few treatments they're likely to need. There are tons of regulatory mandates on health insurers requiring them to cover all sorts of treatments that healthy young people will never need, which pushes up premiums and prevents insurers from offering policies that appeal to that age demographic. If you really want to get premiums down and help young people get insured, you need to go after the regulatory mandates.