Obama Admin Offers Hobby Lobby Workaround On Birth Control

[The world will shine with light in our nightmare]

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Talking Points Memo

FF.

[Deus Naturae]

So, employers could just make insurers pay for free birth control for all of their employees? If this plan is enacted, expect to see a lot more business owners develop a newfound religious conscience.

[Person Man]

So, employers could just make insurers pay for free birth control for all of their employees? If this plan is enacted, expect to see a lot more business owners develop a newfound religious conscience.

That's a risk, but I don't see it happening. The costs of insurance will be the same whether or not you opt of it.

[7,052,770]

Contraception generally makes up less than 0.5% of an insurance company's claim costs. Claiming a religious objection will not substantively change a group's premium if the insurance company even makes an adjustment.

The insurance company can easily bake the 0.5% of a few of its groups into "trends." Nobody loses.

[True Federalist (진정한 연방 주의자)]

Ready access to contraception means fewer maternity care claims which are expensive, so conceivably insurers save money by covering contraceptives.  This result was the obvious response to the Hobby Lobby decision and indeed, it would have been shocking had the Obama administration not done this.

[Sbane]

Yeah, I doubt insurers will bind covering contraceptives even if it comes out of their pockets. Generics don't cost that much and they could do things like mandate 90 day supplies to further lower costs. It's much cheaper than paying for a baby.

[HagridOfTheDeep]

Probably a good idea. Seems win-win.

[Mordecai]

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Talking Points Memo

FF.

This is pretty clever. I wonder if they had this planned all along.