What are they counting as a small business? I don't understand why ACA would make things harder for small business (if
this is accurate) when the employer mandate doesn't even apply to businesses below 50 employees. Before, small businesses either had to offer expensive health insurance plans to employees, or compete at a disadvantage on the job market compared to large companies offering full benefits. Now, at least employees who don't receive health insurance at work can receive subsidies to buy on the individual market if they make below a certain amount.