ObamaCare cost expectation drops 7%

[memphis]

I know people that would rather pay the fine than go through the crap that is filing through the site. We can't force people to buy anything. Why should it be required if people don't want it?

Because hospitals are required to treat them when they come in with cardiac arrest. Not carrying insurance is for deadbeats, and carrying those moochers makes care much more expensive for everybody else.

[memphis]

I know people that would rather pay the fine than go through the crap that is filing through the site. We can't force people to buy anything. Why should it be required if people don't want it?

Essentially the Supreme Court ruled that you can force someone to buy something.

More accurately they ruled that if you buy certain things you can have your taxes reduced, and they found that the penalty system for the ACA was structured as a tax.

If the structure remains as a tax, I'd rather just see the employer mandate go away and with it classification rules that will be worked around whether it is 30 or 40 hours. Removing any direct employer requirement would likely aid global competitiveness. Employers could still choose to offer to pay premiums as a benefit of employment. A payroll deduction can be used to collect the premiums for those with a paycheck, much as Medicare is already collected. The exchanges can still be used to select plans and options and determine what subsidies are available.

That would cost the government way too much money. Millions of people would see their employers drop their coverage and they would all come over to the marketplace, where most would qualify for a subsidy.