Are you covered for dental?
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  Are you covered for dental?
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Poll
Question: Are you covered for dental?
#1
Yes
 
#2
No
 
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Partisan results

Total Voters: 42

Author Topic: Are you covered for dental?  (Read 1082 times)
Ebowed
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« on: September 26, 2016, 03:50:14 AM »

No, but I'd like to be. Tongue

Is this included in your insurance?
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DavidB.
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« Reply #1 on: September 26, 2016, 06:51:42 AM »

No Sad So much for muh socialist European healthcare system.
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Green Line
Junior Chimp
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« Reply #2 on: September 26, 2016, 07:06:19 AM »

Yes
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dead0man
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« Reply #3 on: September 26, 2016, 07:18:31 AM »

Yes, but for some reason they didn't pay for the last checkups me and my son had back in May and aren't to keen to explain why.  Generally though, it's more efficient than health insurance.  My copay is so high for healthcare I can't afford to get sick (or go see the doc about my bum shoulder) even though I'm paying many hundreds of dollars a month for insurance.
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Fmr President & Senator Polnut
polnut
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« Reply #4 on: September 26, 2016, 08:15:20 AM »

Yes. But the public insurance  doesn't cover it because I'm not poor (or young) enough to get access to the program for dental - my private insurance for dental is a joke.
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#TheShadowyAbyss
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« Reply #5 on: September 26, 2016, 08:18:13 AM »

I only have dental insurance, so yeah.
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RINO Tom
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« Reply #6 on: September 26, 2016, 09:12:10 AM »

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shua
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« Reply #7 on: September 26, 2016, 11:29:25 AM »

maybe in theory.
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angus
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« Reply #8 on: September 26, 2016, 01:19:39 PM »

Yes, oddly the dental and vision insurance is free.  The regular medical insurance isn't.  We get a little deducted from the check each month for the medical insurance, but not for dental or vision insurance.

However, I haven't been to a dentist in five years.  I do take my son for a regular checkup every six months.  My mother always made us sit through that torture every six months when I was growing up as well.  Pay it forward.  

I do use the vision insurance myself.  I get my eyes checked annually.  The insurance covers the checkup, as well as a maximum $315 for lenses and frames.  Mine are usually a tad more expensive than that so I pay the difference out of pocket.

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« Reply #9 on: September 26, 2016, 01:48:13 PM »

Yes but like most American dental "insurance" plans it's not true insurance and doesn't provide great coverage for anything but annual checkups and a couple fillings a year. Of course it's only $5/check.
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TDAS04
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« Reply #10 on: September 26, 2016, 04:19:36 PM »

Yep.
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Mr. Smith
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« Reply #11 on: September 26, 2016, 04:22:10 PM »

nope
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Santander
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« Reply #12 on: September 26, 2016, 06:25:21 PM »

Yeah, but like a lot of people, I never use it.
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Green Line
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« Reply #13 on: September 26, 2016, 06:27:26 PM »

Yeah, but like a lot of people, I never use it.
Ew...
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DC Al Fine
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« Reply #14 on: September 26, 2016, 06:41:25 PM »

No Sad So much for muh socialist European healthcare system.

I'm covered but it's not thanks to muh socialist Canadian system. Yay private coverage!

Yes but like most American dental "insurance" plans it's not true insurance and doesn't provide great coverage for anything but annual checkups and a couple fillings a year. Of course it's only $5/check.

That's it? No wonder the coverage is weak. I pay $140/mth for dental/vision/pharma, but the coverage is quite extensive.
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IceAgeComing
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« Reply #15 on: September 27, 2016, 10:45:43 AM »

The NHS pays for my checkups but since I'm no longer a student they no longer pay the entirety of anything else, although I'm sure that it's subsidised a bit.  So I think that the answer is yes?
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Computer89
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« Reply #16 on: September 27, 2016, 04:08:35 PM »

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Associate Justice PiT
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« Reply #17 on: September 27, 2016, 04:45:28 PM »

     Yes. I finally got caught up on my dental work earlier this year.
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Antonio the Sixth
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« Reply #18 on: September 28, 2016, 12:32:11 AM »

Not actually right now, due to a bureaucratic clusterf**k that's affected many students in the Department. But I should be again soon.
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Oldiesfreak1854
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« Reply #19 on: September 28, 2016, 05:49:47 PM »
« Edited: September 28, 2016, 05:52:41 PM by Oldiesfreak1854 »

This is actually quite an interesting story.  My current insurance plan DOES cover dental insurance, but I've been having some trouble with my dental care lately.  From the time I was about four or five until recently, I have gone to the same office for my dental work, but after some changes in my insurance, I was forced to go to a new one. (So much for "if you like your doctors, you can keep them.")  I've only been in there once or twice, but it is a huge pain in the butt to schedule an appointment there.  I've been due for a cleaning for some time, but the only way to get an appointment at this facility is to call on a Monday, for which there is no guarantee of response.  My old dentist used to let me schedule my next appointment after another, and sent me reminders in the mail when they were approaching.  I'm now looking into how much I would have to pay out of pocket to return there, because trying to get in to see my new dentist is too hard for me.  If there's any sort of way that I can find to pay for going to my old dentist again, I will seize the opportunity.  Not only do I have a strong connection to them, but it was so much easier to get in when I needed to.  If it weren't so difficult to get appointments at the other office, then I wouldn't mind going there that much, but I've just about had it with them.
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Cubby
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« Reply #20 on: September 28, 2016, 07:42:35 PM »

It would be interesting to see the US/International breakdown on this poll. Also by age because even if you live in the US, if you're under 26 you can remain on your parent's plan.
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IceAgeComing
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« Reply #21 on: September 28, 2016, 10:40:02 PM »

I can sympathise with the whole not changing dentists because its a faff to do so thing: I've always used the same dentist and I can't imagine I'll change until I've moved somewhere long term.  This led to something quite silly happening when I went in to get the hygienist to fix a tooth I managed to chip (Cricket fielding practice; ball must have hit a hard piece of ground and bounced much higher than I was expecting and got my face, chipping one of my teeth) and book a checkup over Christmas and ended up leaving with three appointments on all three of the mornings that they were open between Christmas and New Year: one for a checkup and two just in case I needed any work done, since the hygienist apparently noticed a few things.  I suppose it helps when you've been going to the same dentist since you were born and the staff hasn't really changed: I think they got a new receptionist ten years ago and that's the last change I can remember.

Most optical stuff isn't covered in terms of vision impairments, some things are but I can't remember what they are.  For people in full time education they pay a certain amount of the cost for glasses but it never covers the whole thing unless you get the cheap ugly frames and the cheapest lenses, which aren't great.  I'm very short sighted so I usually pay a fair bit more to get thinner lenses and a decent looking frame since I wear them all the time so I need something that looks nice - nothing like my Mum who has awful eyes: it costs her obscene amounts of money to get a pair, I'd like to say at least £500?  She could get it done cheaper but again it'd leave her with something which was more uncomfortable and which doesn't work anywhere near as well: she has astigmatism which makes things more complicated apparently, plus is very very short sighted.
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Joe Republic
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« Reply #22 on: September 28, 2016, 11:27:03 PM »

Yeah, I guess.  They only cover $1000 worth of treatment a year, which I'll usually have used up by spring each year, making anything else after that out-of-pocket.

This year I needed an implant to replace a tooth I had removed.  As implants are considered non-essential, the insurance wouldn't cover it.  $5000 later, I have a shiny new tooth and a maxed out credit card.
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BRTD
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« Reply #23 on: September 28, 2016, 11:46:14 PM »

Yeah, I guess.  They only cover $1000 worth of treatment a year, which I'll usually have used up by spring each year,

...do you never brush or something? I've only one had one crown and one extraction my entire life.
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Joe Republic
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« Reply #24 on: September 28, 2016, 11:48:25 PM »

Yeah, I guess.  They only cover $1000 worth of treatment a year, which I'll usually have used up by spring each year,

...do you never brush or something? I've only one had one crown and one extraction my entire life.

Nope, just weak teeth.  Runs in the family.

My wife only brushes once a day and has a much sweeter tooth than me, and doesn't have a single cavity.
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