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Author Topic: opinion of this quote?  (Read 1208 times)
WalterMitty
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« on: March 20, 2007, 08:17:14 AM »

"Universal HC people think the problem is Not Enough people have insurance. IMHO, the real problem is TOO MANY people have insurance. "

saw that on another message board.  it was written by a libertarian (surprise).  pretty much sums up their beliefs.

i thought it was absolutely ridiculous.

his point is that too many insured people are making too many trips to the doctor which is driving up costs.  there is truth to that.  in a universal system there would have to be some sort of rationing and limitations.

but to say that too many people are insured is ridiculous.  civilized countries do well with insuring everyone.
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KEmperor
Junior Chimp
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« Reply #1 on: March 20, 2007, 08:38:09 AM »

in a universal system there would have to be some sort of rationing.

Fascinating position.
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WalterMitty
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« Reply #2 on: March 20, 2007, 09:38:01 AM »

in a universal system there would have to be some sort of rationing.

Fascinating position.

for example, allow someone 3 visits to their general physician per year before the deductible kicks in.

there are many things you can do.
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KEmperor
Junior Chimp
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« Reply #3 on: March 20, 2007, 09:48:42 AM »

in a universal system there would have to be some sort of rationing.

Fascinating position.

for example, allow someone 3 visits to their general physician per year before the deductible kicks in.

there are many things you can do.

So if you'd only be allowed to be sick three times before they start charging you anyway?
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CARLHAYDEN
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« Reply #4 on: March 20, 2007, 09:50:43 AM »

in a universal system there would have to be some sort of rationing.

Fascinating position.

Ah, but there are people with serious chronic medical conditions which require frequent visits to the doctor throughout the year, as well as treament from therpists, blood (and other) tests, etc.

We don't need some bureaucrat deciding whether we need treatment.  Let a physician decide that.
for example, allow someone 3 visits to their general physician per year before the deductible kicks in.

there are many things you can do.
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WalterMitty
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« Reply #5 on: March 20, 2007, 09:53:06 AM »

in a universal system there would have to be some sort of rationing.

Fascinating position.

for example, allow someone 3 visits to their general physician per year before the deductible kicks in.

there are many things you can do.

So if you'd only be allowed to be sick three times before they start charging you anyway?

three preventative care visits.
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bullmoose88
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« Reply #6 on: March 20, 2007, 11:40:11 AM »

there is truth to that.  In a universal system there would have to be some sort of rationing and limitations.


Rationing? Do you really believe this is true...if so, why is this a good thing...

Have you gone populist on us Walter?
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afleitch
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« Reply #7 on: March 20, 2007, 12:27:32 PM »

there is truth to that.  In a universal system there would have to be some sort of rationing and limitations.


Rationing? Do you really believe this is true...if so, why is this a good thing...

Have you gone populist on us Walter?

Nothing new there; the same is true with the NHS.
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Bono
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« Reply #8 on: March 20, 2007, 01:21:47 PM »

It's true. A problem with the current system are the distortionary regulations on insurance policies that prevent companies from offering insurance to cover only catastrophic situations, which would be drastically cheaper and probably what most people would opt for, especially young people, especially when combined with a Medical Savings Account.
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WalterMitty
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« Reply #9 on: March 20, 2007, 02:00:56 PM »

there is truth to that.  In a universal system there would have to be some sort of rationing and limitations.


Rationing? Do you really believe this is true...if so, why is this a good thing...

Have you gone populist on us Walter?

reasonable rationing isnt a bad thing.

a lot of people dont see the real costs of health care, particularly if they have a good health plan.  a doctor visit to them is just a $10 co-pay away.  and yes, some people abuse the system by uneccesary visits
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MaC
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« Reply #10 on: March 21, 2007, 01:31:55 AM »

"Universal HC people think the problem is Not Enough people have insurance. IMHO, the real problem is TOO MANY people have insurance. "

saw that on another message board.  it was written by a libertarian (surprise).  pretty much sums up their beliefs.

i thought it was absolutely ridiculous.

his point is that too many insured people are making too many trips to the doctor which is driving up costs.  there is truth to that.  in a universal system there would have to be some sort of rationing and limitations.

but to say that too many people are insured is ridiculous.  civilized countries do well with insuring everyone.

At least you realize that there would then, need to be some sort of rationing if there were universal health care-but then how do you decide

1.what gets covered (does someone with car accidents or AIDS gets the same treatment as a kid with chicken pox?)

2.how often is enough (does a fit early 20s strapping lad like myself get 3 visits he might never use as compared to the elderly who might go far more than 3 times/year)

3.who (at least in what order) do people get cared for-do you put pregnant women in front of cancer patients, or put them behind the third degree burn victims

And you can spend plenty of time delegating fairness and equality into such a bill that you would like

or...

You could leave the health care system to the free market, which would

1.drive down price due to deregulation
2.be written off on your tax forms
3.allow for different systems for different people depending on needs
4.not require any one person to worry about how poor will be provided for since the market will do that itself

The choice for me is obvious
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