Fair Interest Rates Bill (Law'd)
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  Fair Interest Rates Bill (Law'd)
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Author Topic: Fair Interest Rates Bill (Law'd)  (Read 12886 times)
Marokai Backbeat
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« Reply #50 on: June 24, 2009, 07:38:47 AM »

I'm in absolute support of a ban on payday loans.
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Purple State
Junior Chimp
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« Reply #51 on: June 24, 2009, 08:33:27 PM »

That's fine with me.
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MasterJedi
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« Reply #52 on: June 25, 2009, 07:15:35 AM »

I hereby open up a vote on this amendment. Please vote Aye, Nay or Abstain.

Payday loans are banned. Anybody providing them is guilty of a crime punishable by up to a $500,000 fine.


Aye
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Franzl
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« Reply #53 on: June 25, 2009, 08:57:43 AM »

Aye
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HappyWarrior
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« Reply #54 on: June 25, 2009, 09:54:57 AM »

AYE
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Bacon King
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« Reply #55 on: June 25, 2009, 01:59:33 PM »

aye
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Marokai Backbeat
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« Reply #56 on: June 25, 2009, 02:15:28 PM »

Aye
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Associate Justice PiT
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« Reply #57 on: June 25, 2009, 02:32:10 PM »

     Nay
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afleitch
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« Reply #58 on: June 25, 2009, 02:37:39 PM »

Aye
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MasterJedi
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« Reply #59 on: June 25, 2009, 02:38:04 PM »

With 6 Ayes, 1 Nay and 0 Abstentions this amendment has passed.
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Franzl
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« Reply #60 on: June 25, 2009, 03:20:10 PM »

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OK...this is part of the current bill, and it is something that would prevent me from voting for final passage.

Let me offer a compromise:

The government of each region shall administer a 6-hour education course on the proper use and risks of credit. Upon completion of the course and passage of a final examination, the government shall offer a loan equal to one year's worth of credit card payments, which shall be paid back to the government at an interest rate of 10%. A passing grade on the final examination shall be deemed as performance exceeding 75%, not to be interpreted as to prevent or overwrite stricter grades in any region.
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MasterJedi
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« Reply #61 on: June 25, 2009, 03:23:54 PM »

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OK...this is part of the current bill, and it is something that would prevent me from voting for final passage.

Let me offer a compromise:

The government of each region shall administer a 6-hour education course on the proper use and risks of credit. Upon completion of the course and passage of a final examination, the government shall offer a loan equal to one year's worth of credit card payments, which shall be paid back to the government at an interest rate of 10%. A passing grade on the final examination shall be deemed as performance exceeding 75%, not to be interpreted as to prevent or overwrite stricter grades in any region.


I'll support this compromise, without it I will unfortunatly have to vote against the final bill.
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Purple State
Junior Chimp
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« Reply #62 on: June 25, 2009, 03:25:58 PM »

Seems fine to me.
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Franzl
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« Reply #63 on: June 25, 2009, 03:28:15 PM »

I should stress, of course....that it should replace the former amendment Smiley

I'm willing to support that because the government does eventually get it's money back....and it still provides relief to the person in debt....as 10% are certainly lower than any credit card company would offer.
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Marokai Backbeat
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« Reply #64 on: June 25, 2009, 03:30:04 PM »

An acceptable compromise.
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Purple State
Junior Chimp
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« Reply #65 on: June 25, 2009, 03:32:34 PM »

I should stress, of course....that it should replace the former amendment Smiley

I'm willing to support that because the government does eventually get it's money back....and it still provides relief to the person in debt....as 10% are certainly lower than any credit card company would offer.

Of course. I brought the previous amendment just to get the ball rolling. It is one of those mysterious parts of Atlasia: nothing gets done until someone does something extreme, then people go nuts and look for a way to fix it. I would be more than happy to support this superior solution.
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Franzl
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« Reply #66 on: June 25, 2009, 03:35:20 PM »

I should stress, of course....that it should replace the former amendment Smiley

I'm willing to support that because the government does eventually get it's money back....and it still provides relief to the person in debt....as 10% are certainly lower than any credit card company would offer.

Of course. I brought the previous amendment just to get the ball rolling. It is one of those mysterious parts of Atlasia: nothing gets done until someone does something extreme, then people go nuts and look for a way to fix it. I would be more than happy to support this superior solution.

Yes, that's true. Wink Makes sense to propose something radical in order to force some sort of middle ground.
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MasterJedi
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« Reply #67 on: June 27, 2009, 10:40:31 AM »

I hereby open up a vote on this amendment. Pleaes vote Aye, Nay or Abstain.

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Aye
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afleitch
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« Reply #68 on: June 27, 2009, 04:46:05 PM »

Aye
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Marokai Backbeat
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« Reply #69 on: June 27, 2009, 05:46:53 PM »

Thought I voted on this earlier but it must have slipped my mind!

Aye
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Associate Justice PiT
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« Reply #70 on: June 27, 2009, 05:59:43 PM »

     Aye
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Purple State
Junior Chimp
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« Reply #71 on: June 27, 2009, 08:40:21 PM »

Aye
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HappyWarrior
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« Reply #72 on: June 27, 2009, 11:14:46 PM »

AYE
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MasterJedi
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« Reply #73 on: June 28, 2009, 09:40:07 AM »

With 6 Ayes, 0 Nays and 0 Abstentions this amendment has passed.
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Franzl
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« Reply #74 on: June 28, 2009, 11:43:30 AM »

AYE ftr Smiley
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