They also pay tuition in full for like 95% of their students, so not someone going to Harvard. Presumably the aforementioned individual went to some expensive-ass liberal arts bullsh**t place then graduate school, plus had a bunch of interest piled on.
"Seventy percent of Harvard students receive some form of financial aid, with close to 60 percent receiving need-based scholarships."
http://www.fas.harvard.edu/home/news-and-notices/news/press-releases/admissions-03302009.shtmlNeed-based aid could be very little or a lot.