Wait a minute, college kids are expected to invest in the United States? Lolz*
Saving money is something that can always be done. Putting such saved money in mutual funds is investing. No one is asking people in their early 20s to own real estate, but looking to invest is not something that should be restricted to old rich people. BRTD is past college BTW.
I wasn't aiming that question particularly at BRTD.
The idea of college kids, people my age, investing just makes me LOL extermely. It is a cultural thing.