Advice Needed: Should I Finish My Degree Early or Do Work Terms?

[DC Al Fine]

I have the opportunity to do take part in my school's co-op program and do some work terms to get some experience before I graduate. Normally I would have enrolled without a second thought, but since I have rushed my degree, I could graduate a year early (May 2014) if I stayed out of co-op and went to school full time.

I'm on a full scholarship and I have a part-time job on campus that pays about half of what co-op would pay me (and I'd have to give up if I got a work term), so the main benefit of the work terms is experience and a bit of extra cash.

My degree is in accounting, which is fairly structured. If I wen't into co-op I'd have to do school part time over the next two years. Co-op will increase my chances of getting a plum "partner track" job, but I have a good shot at a position in my field no matter what I do.

On a more personal level, I'm getting married in the next year or so. My fiance is already working and can support me just fine, but I'd like to contribute to the household financially, and we'd both like to have kids sooner rather than later.

Tl;dr

Co-op:
Pro: Work experience, some extra spending money, chance at a better job
Con: Graduate a year later, Have to do school part time for 2 years instead of full time for 1.

Finish Early:
Pro: Graduate in 10 months, Should be employed long before I would have graduated if I did co-op
Con: Probably work a lower paying job.

Thoughts?