Soapbox Complaint About America's Messed Up Credit System (user search)
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  Soapbox Complaint About America's Messed Up Credit System (search mode)
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Author Topic: Soapbox Complaint About America's Messed Up Credit System  (Read 1251 times)
Wakie
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Posts: 3,767


« on: September 12, 2009, 12:32:15 PM »

So this is way off topic but I don't care I need to vent.

I'm in the process of buying a house.  I have no debt and haven't had any because I don't buy things I can't afford.  Immediately after graduating from college I rapidly paid off my student loans.  I earn a 6 digit salary and have worked for the same company for 5 years.  I have sizable savings stored up in cash as well as in stable stocks (Microsoft, Pfizer, etc) and I completely own 2 vehicles.  I pay off my credit card bills every month in full.

Now that I want to purchase a home I'm running into banks giving me a hard time over things like "you have no revolving debt" and "there's no history of you dealing with financial instability".

So WTF is messed up with this country!!  I mean seriously, the fact that I've spent my life being responsible is now actually being punished?!?!?  Maybe I should have overextended myself.

Maybe in the future I'll just steal the money.
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