National Healthcare System?

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What is everyones idea for a Healthcare system? Here is my idea :

a) If you have insurance your insurance company would be required to pay 80/20 automatically. On top of that the govt would pay 50% of your 20%. For example if your medical bill was 100$ the insurance company would pay 80 dollars, the govt 10 and you pay 10. Medicines would be 90% covered by the govt with 10% owed by the patient.

b) No Insurance to government would pay 80%. Medicine would be covered fully.

c) Dental and Vision would be 90% covered.

With this hypothetical system I think fraud could be kept to a minimum, because I think 100% coverage for all Americans would create cases of fraud and would probably bankrupt the system over time. I would also set a standard insurance payment to keep insurance companies from rising their costs to astronomical numbers. I see this as a good compromise to all or none. Please feel free to add or tear this idea apart as necessary. I am curious as to what everyone thinks.

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100% Coverage would be socialism in my opinion, and it would also be a corruption wrought system.

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What about us folks making 30 - 35k a year. Healthcare costs are killing us. My family pays 50 dollars a week for healthcare on a 80/20 plan with a 350 dollar deductible. I know some people who are paying 180 dollars a week for a family of two and they make 30k a year. That is absolutely ridiculous. Half the problem is the drug companies paying off the doctors and vice versa. I have no problem with any company or person making money, but when it starts killing people, literally, its time for the govt to step in and do something about it. And before whoever starts on "your name is states rights" thing. The constitution says "Provide for the general welfare". I base a healthcare system on that premise.

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Don't you think leaving it as it is now is just way to expensive for poorer people?

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NHS? What is that and how does it work?

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I dont think that would work out here. To many people would try to scam the system if everything was completely paid for.

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When I mean scam the system, I mean their would be alot of people feigning back pain or injure to get drugs. Believe me, I have seen it, workers comp claims cost my company over 70 million dollars last year alone. I know for a fact all of those claims were not valid injuries.

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I don't know a lot about it either. I just have a LOT of experience trying to fight insurance companies and doctors and if their is a easier way to do things where you dont have to end up doing the legwork of the doctor or Insurance Company all the more better.

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I wonder how big the claims are for the state of California. If the claims in 03 were 70 million for my one company alone, I'd hate to see what Florida spends.

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I wouldn't send my dog to the doctors my company provides if you get hurt. I won't provide the name of the company that does it but they are well known here in Florida. I know someone that complained about their back and knees and the doctor said he just was hurt and gave him some pain pills. Well the pain didnt go away and a few months later he had to violate the company rules and go to a real doctor and he was diagnosed with cancer in every major part of his body. They later found out this doctor was only qualified to do drug tests and simple physicals. Sad to say that good man is no longer with us.

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Does your system cover facelifts and tummy tucks and that sort of stuff?

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I think the main problem with the U.S. system is the drugs cost way way way to much. If you are poor you are condemned to death if you have cancer. Chemotheraphy pills cost almost 3k dollars a month and our insurance does NOT cover them anymore.

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Yes, I agree and it sounds like a great idea. My cousins wife had a terrible stomach bacteria that ate the lining of her stomach and the only way she lives is from drugs she gets from Canada because for some reason the FDA has yet to get around to making it available in the U.S.

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Excellent idea there ma'am. It's to bad the government is so deadlocked that we all have to suffer for it.

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What about us folks making 30 - 35k a year. Healthcare costs are killing us. My family pays 50 dollars a week for healthcare on a 80/20 plan with a 350 dollar deductible.

Yet you still have better healthcare than any generation in the history of mankind.  So what's the problem?

The only socialized medicine I support is immunization for 100% of US children.

Drugs are way overpriced as well as medical services. We do need price control. The doctors are owned by the Drug Companies.

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What about us folks making 30 - 35k a year. Healthcare costs are killing us. My family pays 50 dollars a week for healthcare on a 80/20 plan with a 350 dollar deductible.

Yet you still have better healthcare than any generation in the history of mankind.  So what's the problem?

The only socialized medicine I support is immunization for 100% of US children.

He'd have better health care than any generation of Americans, but not better than anyone ever.  Japan and Australia tend to have better systems of care.  Some European countries, too, but some in Europe have problems.

I may have overall better care but half the time I end up having to do half to 3/4 of THEIR footwork. The Insurance Companies and Hospitals don't work together and half the time it ends up becoming one big cluster fudge for me to deal with. I still occasionaly get a bill that's 2-3 years old.

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If you are poor you get all the good benefits of goverment. If you are rich you can afford it so it doesnt matter. But if you are stuck on the lower middle end like I am you are basically screwed. Just my opinion.

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Huck, IMHO all people (except those who have committed murder) have the right to live. Cancer is a terrible disease and I know the costs involved are through the roof. To deny a person treatment for it is a violation of "Life, Liberty and the pursuit of property(Me-I'm using the original phrase here)". It can cost over 3000 dollars a MONTH for cancer fighting pills. My insurance company no longer covers such drugs. I know now that if I get cancer I am as good as dead.

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Huck, IMHO all people (except those who have committed murder) have the right to live. Cancer is a terrible disease and I know the costs involved are through the roof. To deny a person treatment for it is a violation of "Life, Liberty and the pursuit of property(Me-I'm using the original phrase here)". It can cost over 3000 dollars a MONTH for cancer fighting pills. My insurance company no longer covers such drugs. I know now that if I get cancer I am as good as dead.

Is there any public healthcare in America in such cases? If answer is no...I have no words. It would be against Christianity and all decency. America is world's richest country after all.

Or how much there is charity helping people in this kind of cases?

I see this is very good reason vote for Democrats. Maybe you should do so until this problem is solved.

The Democrats had 8 years in the whitehouse and did nothing recognizable to help healthcare. Bush has done more. The problem is congress is so deadlocked nothing, except pork spending is getting done. Everyones health plan is different. I am just using mine as a example. I would never vote for Kerry as I strongly fear what his advancement of social issues would do for this country.

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What is everyones idea for a Healthcare system? Here is my idea :

a) If you have insurance your insurance company would be required to pay 80/20 automatically. On top of that the govt would pay 50% of your 20%. For example if your medical bill was 100$ the insurance company would pay 80 dollars, the govt 10 and you pay 10. Medicines would be 90% covered by the govt with 10% owed by the patient.

b) No Insurance to government would pay 80%. Medicine would be covered fully.

c) Dental and Vision would be 90% covered.

With this hypothetical system I think fraud could be kept to a minimum, because I think 100% coverage for all Americans would create cases of fraud and would probably bankrupt the system over time. I would also set a standard insurance payment to keep insurance companies from rising their costs to astronomical numbers. I see this as a good compromise to all or none. Please feel free to add or tear this idea apart as necessary. I am curious as to what everyone thinks.

It is pretty good. However, REALISTICALLY, the only way we can afford it is if taxes are rolled back to the Clinton levels or taxes on business and the wealthy go up.

The problem is not the lack of money but the distribution of it that they have. Eliminate the IRS but still have income taxes on business (which is constitutional) and have a sales tax. Make the government penny pinch for once.

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Also put into consideration that Medicare would be eliminated and the funds from that would fund this.

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Huck, IMHO all people (except those who have committed murder) have the right to live. Cancer is a terrible disease and I know the costs involved are through the roof. To deny a person treatment for it is a violation of "Life, Liberty and the pursuit of property(Me-I'm using the original phrase here)". It can cost over 3000 dollars a MONTH for cancer fighting pills. My insurance company no longer covers such drugs. I know now that if I get cancer I am as good as dead.

Is there any public healthcare in America in such cases? If answer is no...I have no words. It would be against Christianity and all decency. America is world's richest country after all.

Or how much there is charity helping people in this kind of cases?

Bumb!

Any answers?
 
What kind public healhcare you can get in USA if you were very poor and haven't insurance?

The cancer, heart disease, Aids? Who would help you?

If you are very poor you can get medicaid. Usually making under 25k a year. Some organizations do help but I believe these groups are mostly aimed at children.

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Huck, IMHO all people (except those who have committed murder) have the right to live. Cancer is a terrible disease and I know the costs involved are through the roof. To deny a person treatment for it is a violation of "Life, Liberty and the pursuit of property(Me-I'm using the original phrase here)". It can cost over 3000 dollars a MONTH for cancer fighting pills. My insurance company no longer covers such drugs. I know now that if I get cancer I am as good as dead.

Is there any public healthcare in America in such cases? If answer is no...I have no words. It would be against Christianity and all decency. America is world's richest country after all.

Or how much there is charity helping people in this kind of cases?

Bumb!

Any answers?
 
What kind public healhcare you can get in USA if you were very poor and haven't insurance?

The cancer, heart disease, Aids? Who would help you?

If you are very poor you can get medicaid. Usually making under 25k a year. Some organizations do help but I believe these groups are mostly aimed at children.

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Does medicaid pay all care like cancer drugs and surgery?

I honestly can not say. I know that a lot of insurance companies are no longer covering outpatient chemotherapy in a pill form.

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I believe if more churchs and charities were involved in helping deathly sick people it would take a lot of pressure of the government.

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I believe if more churchs and charities were involved in helping deathly sick people it would take a lot of pressure of the government.

The charity is the nice idea and does lot of good, but I think it should be the society's responsibility to protect people's life. When the charity have to take the responsibility it means that most unselfish people have to bear the burden and selfish bastards don't have to.

I see the healthcare like I see the defence and the law enforcement forces. Everyone assumes that the government protect his life against terrorists or criminals. How a serious illness makes difference?

One thing I have never understood about Republican Party is that it is at same time very pro-life and against the universal healthcare.  Being really pro-life means that you should be ready to accept a principle of the universal healthcare.

My belief is that a person can solve and seek help to their own problems better then the government can. The government tends to screw things up far more then making things better. Their is so much private money flowing we could have hospitals and cancer centers set up w/out using federal monies.