Who's more "out of touch"?

[True Federalist (진정한 연방 주의자)]

Neither one could really be called "in touch" now, but Romney is more out of touch, and worse, he fails to understand that he is out of touch.  I think Obama at least understands he is out of touch.

[True Federalist (진정한 연방 주의자)]

JJ, the number one problem with housing as the preferred asset class is that the six decade period we had from roughly 1945-2005 where real estate generally appreciated in the long term without having to develop or redevelop it was a historical anomaly brought about by Federal intervention in the housing market.  Even with continued intervention, it is hard to see that resuming any time soon, nor would it be.  I'll grant that for some people a 30-year mortgage acted like a long-term Xmas Club account that forced financially inept people to save despite themselves, but then home equity loans came to give the inept a chance to spend their savings anyway.