Your opinion of this person?

[Hatman 🍁]

Delusional, and nearly impossible to replicate. Also, impractical to expect anyone to follow exactly. Plus it ignores certain unfortunate circumstances that happen to everyone and can't always be avoided.

First of all, it's almost impossible to graduate from a US College debt free without some help. And, how are you supposed to balance a good education and a 30 hr/week work load? People should have some free time, especially at that age, for the good of someone's psychology. Not everyone thrives on working all the time. Obviously this person is an idiot for not considering that.

Secondly, it's stupid to think most teenagers would start saving for college at 17. And in reality, it would be smart to start saving earlier than that. But, at that age, people don't tend fully understand things like financial planning enough to have everything organized perfectly.

Oh, so you got a scholarship, eh? Well, good for you. Not everyone can keep up with a 90% average, you elitist f**k.

I do agree with some points though. People with large personal debt can mostly blame themselves, depending on their circumstances. If you eat out a lot and shop a lot, this can happen to you, and you shouldn't blame wall street for that, per se. But, that's besides the point. The economy is largely controlled by the emotions of a few wall street people, and that is truly a recipe for a disaster. No amount of saving in the world can prevent you from an inevitable f**k up in the market.

[Hatman 🍁]

The Libertarians in this thread have revealed just how out of touch they are with reality.