Are people who refuse to buy health insurance freeloaders? (user search)
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  Are people who refuse to buy health insurance freeloaders? (search mode)
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Author Topic: Are people who refuse to buy health insurance freeloaders?  (Read 3316 times)
Donerail
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« on: June 29, 2012, 10:03:42 PM »
If the average cost of a person's health insurance premium yearly is $5,000, and the average ER visit is $1,300, factoring in deductibles, you'd have to go to the emergency room 5+ times a year to break even. You're betting you'll get hurt bad enough to make back the money you're spending. Unless you're at risk for something like cancer or surgery, it just isn't financially smart for some people to buy insurance.
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