the rates are calculated for 6 months, it's then divided by 6 and I pay that each month. I assumed that was normal...it's not? I don't THINK I'm paying more for this feature, but I could be wrong.
edit-FYI, State Farm, full coverage on a 08 Mazda CX7 and liability on a 97 Miata (just two adult drivers). Plus term life for me at 500k and the wife for 100k all adds up to 140ish a month. Most of it is the full coverage on the SUV.
Well Progressive charges less if paid in full for six months instead of the monthly.
I have Progressive too (it was the best price I found, and then the Snapshot program helped even more), and I pay the full 6 months to get the discount.
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