How do credit scores not violate the titles of nobility clause?

[Bandit3 the Worker]

How is it that assigning credit scores doesn't violate the Consitution's ban on titles of nobility?

This is a system that grants privileges based on economic and social standing, so it's clearly a title of nobility.

[TPIG]

They don't violate the Title of Nobility Clause for two main reasons:

1. The clause prohibits the federal government from granting titles of nobility.

2. It's beyond crazy to call a score that one earns and can affect with their own actions a title of nobility.

[Bandit3 the Worker]

They don't violate the Title of Nobility Clause for two main reasons:

1. The clause prohibits the federal government from granting titles of nobility.

2. It's beyond crazy to call a score that one earns and can affect with their own actions a title of nobility.

1. The government cooperates in enforcing them.

2. Not all factors in credit scores are caused by consumers' own actions.

[TPIG]

They don't violate the Title of Nobility Clause for two main reasons:

1. The clause prohibits the federal government from granting titles of nobility.

2. It's beyond crazy to call a score that one earns and can affect with their own actions a title of nobility.

1. The government cooperates in enforcing them.

2. Not all factors in credit scores are caused by consumers' own actions.

Enforcing does not equal granting. That's like saying the government is the head of the housing industry because it protects your property from being burgled.

[Mr. Reactionary]

[BackWoodsSouthernLawyer]

The Constitution is a limit on the government. The only provision that applies to private conduct is the 13th Amendment.

[BackWoodsSouthernLawyer]

Credit scores are a creation of private industry.

[Stranger in a strange land]

Also, credit scores aren't inherited, at least not in the way that titles of nobility are.

[Bandit3 the Worker]

Also, credit scores aren't inherited, at least not in the way that titles of nobility are.

They are inherited. Do we seriously think most people born into poverty will have better credit scores than those who were born rich?

[dead0man]

Also, credit scores aren't inherited, at least not in the way that titles of nobility are.

They are inherited.

no, they are not.  What your parents did or didn't do with their credit never comes up on your credit score.

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Do you seriously think that's because of their credit score?


edit-I'm guessing you read something a couple of days ago that either:
A.you didn't understand
2.never made sense in the first place, but you aren't smart enough to know why (my pick)
III.made sense in the abstract, but not in the real world and you missed that part